Abhi Active Care Classic
Aditya Birla
8.0/10
OneAssure Rating
8.0/10
OneAssure Rating
Highlighted Features
Room Rent (Normal & ICU)
The policy covers a shared room for normal hospitalization, while ICU charges are covered up to the sum insured, ensuring financial support for critical care.
Co-payment
A mandatory 20% co-payment applies to all inpatient hospitalizations, domiciliary care, AYUSH treatments, home treatment, and daycare claims, requiring policyholders to share a portion of healthcare expenses.
Policy Wording
Brochure
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Our Verdict
The Activ Care Classic Plan is ideal for senior citizens, offering in-patient, ICU, and daycare treatments with added wellness benefits. Its comprehensive support, including home nursing and HealthReturns, makes it a robust option.
About the Plan
The Activ Care Classic Plan by Aditya Birla Health Insurance is a senior citizen-focused health policy covering in-patient hospitalization, ICU expenses, and 586 daycare treatments. It includes 30-day pre-hospitalization and 60-day post-hospitalization coverage. A key benefit is nursing at home after discharge. Policyholders also receive a personal health coach for wellness guidance. Additionally, the plan rewards healthy living through HealthReturns, encouraging an active lifestyle. This plan ensures comprehensive medical and wellness support for seniors.
About the Plan
Product Stats
Rating
Features of the Product
Room Rent
- Normal: Shared Room
- ICU: Charges covered up to Sum Insured.
Co-payment
20% co-pay for all Inpatient Hospitalisation, Domiciliary,Ayush, Home Treatment and Day care claims.
Waiting Period
- Initial Waiting Period: 30 Days(not applicable in case of an accident)
- Specified Diseases: 24 Months
- Pre-Existing Diseases: 24 Months
Cashless Healthcare Providers
11000+ Cashless Hospitals.
Daycare Treatment
586 Day care procedures covered
AYUSH Treatment
Covers treatments under Ayurveda, Unani, Siddha, and Homeopathy systems up to Sum Insured.
Exclusions
Pre-existing diseases not covered during the waiting period.
Any illness contracted within the first 30 days of policy issuance, except accidents.
Treatment related to self-inflicted injuries, suicide attempts, or substance abuse.
Cosmetic or aesthetic procedures, including plastic surgery unless medically necessary.
Dental treatment unless required due to an accident.
Non-allopathic treatments other than AYUSH coverage as specified.
Injuries or illnesses arising from participation in hazardous activities or adventure sports.
Expenses related to infertility treatments, birth control, or assisted reproductive techniques.
Treatment for HIV/AIDS and related conditions.
Congenital diseases, genetic disorders, and developmental conditions.
Medical expenses incurred for weight loss, obesity treatments, or bariatric surgery.
Unproven experimental treatments, research therapies, or investigational drugs.
Hospitalization primarily for rest, rehabilitation, or physiotherapy.
Any treatment received outside India unless covered under international benefits.
War, terrorism, nuclear exposure, or biological weapon-related injuries.
Exclusions
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Why OneAssure?
We help you maximize your coverage over time for stronger protection.
About the Company
Aditya Birla Health Insurance, part of the Aditya Birla Capital Group, is among India’s most reliable and customer-centric health insurers. The company aims to go beyond basic protection by focusing on preventive healthcare, wellness programs, and rewards for maintaining a healthy lifestyle. It provides a wide range of health plans for individuals, families, and senior citizens, offering flexible sum insured options and comprehensive benefits.
With a strong network of over 8,000 hospitals across India, Aditya Birla ensures easy access to quality medical care through a smooth cashless claim process. The insurer also offers features like chronic care management, annual health check-ups, and value-added wellness services to promote long-term health.
Backed by 24/7 customer support, quick claim settlement, and a transparent service approach, Aditya Birla Health Insurance continues to build trust among policyholders. Its focus on innovation and holistic wellbeing makes it a dependable choice for those seeking comprehensive, wellness-driven health protection.
About the Company
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