Does the Silver Plan provide restoration of the Sum Insured?

Yes. The Silver Plan includes a 100% restoration benefit that restores the base Sum Insured once during a policy year after it is exhausted due to admissible claims.

What room category is covered under the Silver Plan?

The Silver Plan provides coverage for Shared Room accommodation. Choosing a higher room category may result in proportionate deductions as per policy terms.

What No Claim Bonus is available under the Silver Plan?

The policy provides a 50% increase in Sum Insured for every claim-free policy year, subject to a maximum accumulation of 100% of the base Sum Insured.

Does the Silver Plan provide maternity coverage?

No. Maternity benefits are not available under the Silver variant. Customers seeking maternity coverage may consider higher variants such as Gold or Platinum.

OneAssure

Health Insurance

Zuno

Health Insurance Silver

Experience India's most trusted health insurance with Zuno Health Insurance. Get instant cashless treatment at 12500 network hospitals with sum insured up to ₹50 lakhs.

97.3

Claim Settlement Ratio

12500

Network Hospitals

0

Customer Rating

Get a Quote

97.3

Claim Settlement Ratio

12500

Network Hospitals

0

Customer Rating

Our Verdict

Expert Review: Zuno Health Insurance

Final Verdict

Zuno Health Insurance Silver provides core hospitalization protection with restoration benefits, no-claim bonus accumulation and hospital cash benefits. It is suitable for customers seeking affordable and straightforward health insurance coverage.

About

About Zuno Health Insurance

Zuno Health Insurance Silver is the entry-level variant designed to provide essential hospitalization coverage for individuals and families. The plan covers inpatient hospitalization, daycare procedures, AYUSH treatment, organ donor expenses, ambulance services, domiciliary hospitalization, and modern treatments. It also includes restoration benefit, hospital cash benefit, recovery benefit, no-claim bonus accumulation, and various medical assistance services. The policy is suitable for customers seeking comprehensive medical protection without paying for premium-level features such as maternity coverage or enhanced critical illness benefits.

Zuno Health Insurance Silver is the entry-level variant designed to provide essential hospitalization coverage for individuals and families. The plan covers inpatient hospitalization, daycare procedures, AYUSH treatment, organ donor expenses, ambulance services, domiciliary hospitalization, and modern treatments. It also includes restoration benefit, hospital cash benefit, recovery benefit, no-claim bonus accumulation, and various medical assistance services. The policy is suitable for customers seeking comprehensive medical protection without paying for premium-level features such as maternity coverage or...

Inclusions and Exclusions

Inclusions and Exclusions of Zuno Insurance Company Limited

Room Rent

Normal: Shared Room
ICU: No capping

Advanced Treatments

Covered up to Sum Insured

Co-payment

No mandatory co-pay below age 60

Waiting Period

Initial Waiting Period: 30 Days
Pre-existing Disease Waiting Period: 36 Months
Specific Disease Waiting Period: 24 Months

Cashless Healthcare Providers

Available

Daycare Treatment

Covered up to Sum Insured

AYUSH Treatment

Covered up to Sum Insured

Room Rent

Normal: Shared Room
ICU: No capping

Advanced Treatments

Covered up to Sum Insured

Co-payment

No mandatory co-pay below age 60

Pageof 3

Exclusions

Not available

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About the company

Zuno General Insurance, previously called Edelweiss General Insurance, was established in 2017 and is a part of Zuno Group. It provides insurance products in the areas of health, motor, travel, and corporate insurances. Zuno Health Insurance is committed to offering affordable and comprehensive health insurance which covers hospitalisation, critical illnesses, and wellness for individuals, families, and HNI clients. Their Easy policy buying, a simplified claim process, and 24x7 customer support are some of the core strengths of the company. Zuno General Insurance has been awarded multiple times since its inception among which are the FinTech India Innovation Award (2021), Customer Fest Awards (2021) as well as the Top 25 Financial Innovations of India (2020) recognitions are very notable. These are the awards that put the...

Zuno General Insurance, previously called Edelweiss General Insurance, was established in 2017 and is a part of Zuno Group. It provides insurance products in the areas of health, motor, travel, and corporate insurances. Zuno Health Insurance is committed to offering affordable and comprehensive health insurance which covers hospitalisation, critical illnesses, and wellness for individuals, families, and HNI clients. Their Easy policy buying, a simplified claim process, and 24x7 customer support are some of the core...