Does the Silver Plan provide restoration of the Sum Insured?

Yes. The Silver Plan includes a 100% restoration benefit that restores the base Sum Insured once during a policy year after it is exhausted due to admissible claims.

What room category is covered under the Silver Plan?

The Silver Plan provides coverage for Shared Room accommodation. Choosing a higher room category may result in proportionate deductions as per policy terms.

What No Claim Bonus is available under the Silver Plan?

The policy provides a 50% increase in Sum Insured for every claim-free policy year, subject to a maximum accumulation of 100% of the base Sum Insured.

Does the Silver Plan provide maternity coverage?

No. Maternity benefits are not available under the Silver variant. Customers seeking maternity coverage may consider higher variants such as Gold or Platinum.

OneAssure

Health Insurance

Zuno

Health Insurance Silver

Experience India's most trusted health insurance with Zuno Health Insurance. Get instant cashless treatment at 3000 network hospitals with sum insured up to ₹50 lakhs.

97.3

Claim Settlement Ratio

3000

Network Hospitals

0

Customer Rating

Get a Quote

97.3

Claim Settlement Ratio

3000

Network Hospitals

0

Customer Rating

Our Verdict

Expert Review: Zuno Health Insurance Silver

Final Verdict

Zuno Health Insurance Silver provides core hospitalization protection with restoration benefits, no-claim bonus accumulation and hospital cash benefits. It is suitable for customers seeking affordable and straightforward health insurance coverage.

About

About Zuno Health Insurance Silver

Zuno Health Insurance Silver is the entry-level variant designed to provide essential hospitalization coverage for individuals and families. The plan covers inpatient hospitalization, daycare procedures, AYUSH treatment, organ donor expenses, ambulance services, domiciliary hospitalization, and modern treatments. It also includes restoration benefit, hospital cash benefit, recovery benefit, no-claim bonus accumulation, and various medical assistance services. The policy is suitable for customers seeking comprehensive medical protection without paying for premium-level features such as maternity coverage or enhanced critical illness benefits.

Zuno Health Insurance Silver is the entry-level variant designed to provide essential hospitalization coverage for individuals and families. The plan covers inpatient hospitalization, daycare procedures, AYUSH treatment, organ donor expenses, ambulance services, domiciliary hospitalization, and modern treatments. It also includes restoration benefit, hospital cash benefit, recovery benefit, no-claim bonus accumulation, and various medical assistance services. The policy is suitable for customers seeking comprehensive medical protection without paying for premium-level features such as maternity coverage or...

Silver Ratings

Ratings: Zuno Silver

Insurer Rating

4.83

out of 10

Insurance Rating

3.5

out of 10

No Room Rent Limit

Add on

Consumables Covered

No

No Co-payment

Yes

Loyalty Bonus >= 500%

Add on

No Disease Sublimits

No

Unlimited Restoration

Add on

Additional Benefits (Informational Only — Not part of score)

PED Waiting <= 2 Years

No

Maternity Available

No

Waiting Period Waiver

No

Testimonials

Real People. Real Relief

These are the moments that show what we really do. We don't sell you a policy. We stand by you when it matters most.

I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.

Prashant Pandey

Mumbai, Maharashtra

Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.

Jatin Gala

Mumbai, Maharashtra

My heartfelt thanks to the OneAssure team for making my insurance claim process effortless. Right from the very first interaction, they demonstrated professionalism, clear communication, and an impressive command of the procedures involved. Their swift updates, timely guidance, and persistent follow-through removed all the stress from what could have been a complicated experience.

Anju Renjith

Bengaluru, Karnataka

I am truly grateful for the support and guidance I received in settling my insurance claim. The entire process was handled with great professionalism, clarity, and efficiency. Their prompt response, deep knowledge of the procedures, and consistent follow-ups ensured a smooth and hassle-free experience.Thank you once again for your invaluable help, highly recommended!

Yogesh Meena

Jaipur, Rajasthan

I recently had the pleasure of purchasing health insurance for my parents through this company, and my experience has been exceptional...The team was incredibly patient and took the time to explain every detail to me. No matter how many times I asked questions, they were always calm and thorough in their explanations. Their professionalism and dedication made a significant difference in helping me make an informed decision.

Akash Kumar

West Bengal

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Inclusions and Exclusions

Inclusions and Exclusions of Zuno Health Insurance Silver

Room Rent

Normal: Shared Room
ICU: No capping

Advanced Treatments

Covered up to Sum Insured

Co-payment

No mandatory co-pay below age 60

Cashless Healthcare Providers

Available

Waiting Period

Initial Waiting Period: 30 Days
Pre-existing Disease Waiting Period: 36 Months
Specific Disease Waiting Period: 24 Months

Daycare Treatment

Covered up to Sum Insured

AYUSH Treatment

Covered up to Sum Insured

Room Rent

Normal: Shared Room
ICU: No capping

Advanced Treatments

Covered up to Sum Insured

Co-payment

No mandatory co-pay below age 60

Exclusions

Not available

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About the company

Zuno General Insurance, previously called Edelweiss General Insurance, was established in 2017 and is a part of Zuno Group. It provides insurance products in the areas of health, motor, travel, and corporate insurances. Zuno Health Insurance is committed to offering affordable and comprehensive health insurance which covers hospitalisation, critical illnesses, and wellness for individuals, families, and HNI clients. Their Easy policy buying, a simplified claim process, and 24x7 customer support are some of the core strengths of the company. Zuno General Insurance has been awarded multiple times since its inception among which are the FinTech India Innovation Award (2021), Customer...

Zuno General Insurance, previously called Edelweiss General Insurance, was established in 2017 and is a part of Zuno Group. It provides insurance products in the areas of health, motor, travel, and corporate insurances. Zuno Health Insurance is committed to offering affordable and comprehensive health insurance which covers hospitalisation, critical illnesses, and wellness for individuals, families, and HNI clients. Their Easy policy buying, a simplified claim process, and 24x7 customer support are some of the core...