Does Tata AIG MediCare Premier cover pre-existing diseases?

Yes, pre-existing diseases are covered after a waiting period of 24 months. The waiting period applies from the first inception date of the policy.

What makes Tata AIG MediCare Premier different from regular health insurance plans?

The plan includes features like global planned hospitalization, wellness rewards, consumables cover, home chemotherapy, and emergency air ambulance benefits. It also provides OPD and dental treatment coverage.

How can I use the cashless claim facility?

Cashless treatment can be availed at network hospitals associated with Tata AIG. The insurer should be informed at least 48 hours before planned hospitalization or within 24 hours in emergency situations.

Is there any co-payment or renewal age limit in this plan?

No co-payment details are mentioned in the brochure. The maximum entry age mentioned is 65 years, while renewal terms should be verified from policy wordings.

OneAssure

Health Insurance

TATA AIG

Medicare Premier Plan

Experience India's most trusted health insurance with TATA AIG Health Insurance. Get instant cashless treatment at 12000 network hospitals with sum insured up to ₹50 lakhs.

95.43

Claim Settlement Ratio

12000

Network Hospitals

0

Customer Rating

Policy Brochure

Get a Quote

95.43

Claim Settlement Ratio

12000

Network Hospitals

0

Customer Rating

Policy Brochure

Our Verdict

Expert Review: TATA AIG Health Insurance

Final Verdict

Tata AIG MediCare Premier combines high sum insured options with wellness benefits, global hospitalization cover, and home treatment support. It is suitable for buyers looking for extensive health coverage with additional lifestyle and OPD features.

About

About TATA AIG Health Insurance

Tata AIG MediCare Premier is a comprehensive health insurance plan designed for individuals and families looking for broad medical coverage and wellness-focused benefits. The plan covers hospitalization expenses, daycare procedures, AYUSH treatment, OPD benefits, maternity cover, and modern treatments including home chemotherapy and dialysis. It also includes wellness services such as unlimited teleconsultations, health condition management, and reward-based wellness programs. Features like global planned hospitalization, consumables cover, and emergency air ambulance support make it suitable for people looking for wider health protection beyond standard hospitalization coverage.

Tata AIG MediCare Premier is a comprehensive health insurance plan designed for individuals and families looking for broad medical coverage and wellness-focused benefits. The plan covers hospitalization expenses, daycare procedures, AYUSH treatment, OPD benefits, maternity cover, and modern treatments including home chemotherapy and dialysis. It also includes wellness services such as unlimited teleconsultations, health condition management, and reward-based wellness programs. Features like global planned hospitalization, consumables cover, and emergency air ambulance support make it suitable...

Testimonials

Real People. Real Relief

These are the moments that show what we really do. We don't sell you a policy. We stand by you when it matters most.

I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.

Prashant Pandey

Mumbai, Maharashtra

Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.

Jatin Gala

Mumbai, Maharashtra

My heartfelt thanks to the OneAssure team for making my insurance claim process effortless. Right from the very first interaction, they demonstrated professionalism, clear communication, and an impressive command of the procedures involved. Their swift updates, timely guidance, and persistent follow-through removed all the stress from what could have been a complicated experience.

Anju Renjith

Bengaluru, Karnataka

I am truly grateful for the support and guidance I received in settling my insurance claim. The entire process was handled with great professionalism, clarity, and efficiency. Their prompt response, deep knowledge of the procedures, and consistent follow-ups ensured a smooth and hassle-free experience.Thank you once again for your invaluable help, highly recommended!

Yogesh Meena

Jaipur, Rajasthan

I recently had the pleasure of purchasing health insurance for my parents through this company, and my experience has been exceptional...The team was incredibly patient and took the time to explain every detail to me. No matter how many times I asked questions, they were always calm and thorough in their explanations. Their professionalism and dedication made a significant difference in helping me make an informed decision.

Akash Kumar

West Bengal

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Inclusions and Exclusions

Inclusions and Exclusions of TATA AIG Insurance Company Limited

Room Rent

Normal: No Limit
ICU: No Limit

Advanced Treatments

Covers modern medical procedures, including, Robotic surgeries and Stem cell therapy up to the sum insured.

Co-payment

No co-payment required; the insurer covers the full admissible claim amount.

Cashless Healthcare Providers

Access to over 8,000 network hospitals across India for cashless treatment.

Waiting Period

Pre-existing Diseases: Covered after a 36-month waiting period.
Specific Diseases & Treatments: Certain conditions have a 24-month waiting period.
Initial Waiting Period: A 30-day waiting period applies for non-accident-related hospitalizations

Daycare Treatment

Covers medical procedures requiring less than 24-hour hospitalization, such as cataract surgery and chemotherapy.

AYUSH Treatment

Covers Ayurveda, Yoga, Unani, Siddha, and Homeopathy treatments up to the sum insured, offering alternative healthcare options.

Room Rent

Normal: No Limit
ICU: No Limit

Advanced Treatments

Covers modern medical procedures, including, Robotic surgeries and Stem cell therapy up to the sum insured.

Co-payment

No co-payment required; the insurer covers the full admissible claim amount.

Exclusions

Not available

Add ons

Add-Ons

Mental Wellbeing

Restore Infinity Plus

Inflation Protect

Modification of Mandatory Sub-Limits

Cancer Benefit

Pocket Saver

Voluntary Aggregate Deductible

Accident Suraksha

Insurance Premium Calculator

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About the company

TATA AIG Hеalth Insurancе is onе of India’s lеading hеalth insurancе providеrs. It is a joint vеnturе bеtwееn thе Tata Group and Amеrican Intеrnational Group (AIG). Thе company focusеs on giving pеoplе financial sеcurity and quality hеalthcarе whеn thеy nееd it most. TATA AIG Hеalth Insurancе offеrs a widе rangе of hеalth plans for individuals, familiеs, and sеnior citizеns. Each plan is dеsignеd to covеr hospital еxpеnsеs, prе- and post-hospitalisation costs, and еmеrgеncy carе. Thе company also providеs top-up plans and spеcial plans for critical illnеssеs. With morе than 10,000 nеtwork hospitals across India, TATA AIG makеs cashlеss trеatmеnts еasy...

TATA AIG Hеalth Insurancе is onе of India’s lеading hеalth insurancе providеrs. It is a joint vеnturе bеtwееn thе Tata Group and Amеrican Intеrnational Group (AIG). Thе company focusеs on giving pеoplе financial sеcurity and quality hеalthcarе whеn thеy nееd it most. TATA AIG Hеalth Insurancе offеrs a widе rangе of hеalth plans for individuals, familiеs, and sеnior citizеns. Each plan is dеsignеd to covеr hospital еxpеnsеs, prе- and post-hospitalisation costs, and еmеrgеncy carе. Thе...