How does the waiting period affect my coverage?

Pre-existing diseases and specified illnesses under the Star Women Policy have a 36-month waiting period.

What happens if I don’t use my health insurance benefits for the entire year?

Some health insurance plans offer no-claim bonuses or increased coverage for claim-free years.

Will my health insurance cover treatment abroad?

The Star Women Policy excludes overseas treatment unless covered under specific add-on benefits.

OneAssure

Health Insurance

Star

Star Women

Star Women Care Insurance Policy

Experience India's most trusted health insurance with Star Health Insurance. Get instant cashless treatment at 14000 network hospitals with sum insured up to ₹50 lakhs.

82.31

Claim Settlement Ratio

14000

Network Hospitals

7.7

Customer Rating

Get a Quote

82.31

Claim Settlement Ratio

14000

Network Hospitals

7.7

Customer Rating

Our Verdict

Expert Review: Star Health Insurance

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Final Verdict

The Star Women Care Insurance Policy offers tailored coverage for women, including maternity and critical illness benefits. Ideal for women at various life stages seeking comprehensive healthcare protection for themselves and their families.

About

About Star Health Insurance

The Star Women Care Insurance Policy is a specialized health insurance plan designed to address the unique healthcare needs of women at various life stages. This comprehensive policy offers coverage for regular hospitalization and provides extensive maternity-related benefits. Notably, it allows entry during pregnancy without requiring pre-acceptance medical screening, ensuring accessibility for expectant mothers. The policy also offers the flexibility of mid-term inclusion, enabling the addition of a newly married spouse, newborn baby, or legally adopted child during the policy term upon payment of an additional premium. With a range of sum insured options, the Star Women Care Insurance Policy is tailored to provide financial protection and peace of mind for women and their families.

The Star Women Care Insurance Policy is a specialized health insurance plan designed to address the unique healthcare needs of women at various life stages. This comprehensive policy offers coverage for regular hospitalization and provides extensive maternity-related benefits. Notably, it allows entry during pregnancy without requiring pre-acceptance medical screening, ensuring accessibility for expectant mothers. The policy also offers the flexibility of mid-term inclusion, enabling the addition of a newly married spouse, newborn baby, or legally...

Inclusions and Exclusions

Inclusions and Exclusions of Star Insurance Company Limited

Room Rent

Normal: Single Private A/c room
ICU: Covered up to Sum Insured.

Advanced Treatments

Uterine artery Embolization and HIFU
Balloon Sinuplasty
Deep Brain stimulation
Oral chemotherapy
Immunotherapy- Monoclonal Antibody to be given as injection
Intra vitreal injections
Robotic surgeries
Stereotactic radio surgeries
Bronchial Thermoplasty
Vaporisation of the prostrate (Green laser treatment or holmium laser treatment)
IONM - (Intra Operative Neuro Monitoring)
Stem cell therapy: Hematopoietic stem cells for bone marrow transplant for haematological conditions to be covered.

Co-payment

No Mandatory Co-payment.

Waiting Period

A waiting period of 36 months from the date of first inception of this policy with the Company for the insured person.
Where the sum insured is Rs.5 Lakh and Rs.10 Lakh, this cover is subject to a waiting period of 24 months from the inception of this policy.
Where the sum insured is Rs.15 Lakhs and above, this cover is subject to a waiting period of 12 months from the inception of this policy.

Cashless Healthcare Providers

14,000 Network Hospitals.

Daycare Treatment

Medical treatments and surgical procedures that require less than 24 hours of hospitalisation due to technological advancements are covered.

AYUSH Treatment

In-patient Hospitalization Expenses incurred for treatment of diseases / illness / accidental injuries by system of medicines other than allopathic up to the Sum Insured per year.

Room Rent

Normal: Single Private A/c room
ICU: Covered up to Sum Insured.

Advanced Treatments

Uterine artery Embolization and HIFU
Balloon Sinuplasty
Deep Brain stimulation
Oral chemotherapy
Immunotherapy- Monoclonal Antibody to be given as injection
Intra vitreal injections
Robotic surgeries
Stereotactic radio surgeries
Bronchial Thermoplasty
Vaporisation of the prostrate (Green laser treatment or holmium laser treatment)
IONM - (Intra Operative Neuro Monitoring)
Stem cell therapy: Hematopoietic stem cells for bone marrow transplant for haematological conditions to be covered.

Co-payment

No Mandatory Co-payment.

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Exclusions

Pre-existing diseases covered after a waiting period.
Cosmetic or plastic surgery unless medically necessary.
Injuries due to hazardous activities or self-inflicted harm.
Treatment for alcoholism, drug abuse, or rehabilitation.
Non-prescribed vitamins, supplements, and tonics.
Experimental or unproven treatments.
Congenital external conditions and related treatments.
Infertility and sterility treatments.

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About the company

Star Health and Allied Insurance Co. Ltd is considered one of the major standalone insurers in India. Today, a bulk of insurance policyholders are served by Star Health in India. Plans are offered pertaining to individual health, family floater, senior citizen, critical illness, top-up and super top-up, personal accident, disease specific, maternity, and corporate/group insurance. A cashless hospital network of over 14,000 hospitals nationwide is the big number that helps to keep Star Health's reputation; that way, customers can gain access to quality treatment and services without having to give any upfront payments. As per the plan, treatment can include hospitalization, along with pre-and post-hospitalization expenses, day-care procedures, AYUSH treatments, ambulance charges, and maternity benefits, etc. Policyholders also enjoy benefits such as no-claim bonuses, automatic...

Star Health and Allied Insurance Co. Ltd is considered one of the major standalone insurers in India. Today, a bulk of insurance policyholders are served by Star Health in India. Plans are offered pertaining to individual health, family floater, senior citizen, critical illness, top-up and super top-up, personal accident, disease specific, maternity, and corporate/group insurance. A cashless hospital network of over 14,000 hospitals nationwide is the big number that helps to keep Star Health's reputation;...

FAQs

Frequently Asked Questions

Got questions about health insurance? You’re not alone. Here are some of the most commonly asked questions to help you understand plans, coverage, claims, and benefits better.