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Star Health Diabetes Safe Health Insurance Plan

Star Health Diabetes Safe Health Insurance Plan

Experience India's most trusted health insurance with Star Health Insurance. Get instant cashless treatment at 14000 network hospitals with sum insured up to ₹50 lakhs.

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82.31

Claim Settlement Ratio

14000

Network Hospitals

7.1

Customer Rating

Our Verdict

Expert Review: Star Health Insurance

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Final Verdict

The Star Health Diabetes Safe Insurance Policy offers tailored coverage for individuals with Type I or II diabetes, including hospitalization and treatments. Ideal for diabetics seeking financial security for diabetes management and related health issues.

About

About Star Health Insurance

The Star Health Diabetes Safe Insurance Policy is designed for individuals with Type I or II Diabetes Mellitus, aged 18-65. It offers two variants: Plan A, covering hospitalization expenses related to diabetes complications, including room rent (single A/C room), ICU charges, diagnostic procedures, and emergency ambulance costs up to ₹2,000. Plan B provides broader coverage, including both diabetes-related and general health issues. This policy ensures financial security for diabetes management while addressing hospitalization and treatment...

Inclusions and Exclusions

Inclusions and Exclusions of Star Insurance Company Limited

Room Rent

  • Normal: Single Standard A/c Room

  • ICU: Charges covered up to sum insured.

Advanced Treatments

  • Uterine artery Embolization and HIFU

  • Balloon Sinuplasty

  • Deep Brain stimulation

  • Oral chemotherapy

  • Immunotherapy- Monoclonal Antibody to be given as injection

  • Intra vitreal injections g. Robotic surgeries

Co-payment

  • For policyholders aged 61 years and above at the time of entry, a mandatory co-payment of 20% applies to each and every claim.

  • For individuals below 61 years of age, there is no mandatory co-payment.

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Exclusions

  • Hospital admissions primarily for diagnostic purposes.

  • Treatment related to pregnancy, infertility, and childbirth.

  • Cosmetic or aesthetic procedures.

  • Substance abuse-related treatments.

  • Self-inflicted injuries or suicide attempts.

  • Expenses arising from participation in hazardous activities.

  • Treatments outside the scope of allopathic medicine.

  • Experimental or unproven treatments.

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About the company

About the company

Star Health and Allied Insurance Co. Ltd is considered one of the major standalone insurers in India. Today, a bulk of insurance policyholders are served by Star Health in India. Plans are offered pertaining to individual health, family floater, senior citizen, critical illness, top-up and super top-up, personal accident, disease specific, maternity, and corporate/group insurance. A cashless hospital network of over 14,000 hospitals nationwide is the big number that helps to keep Star Health's reputation;...

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