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SBI Arogya Supreme Plus Plan

SBI Arogya Supreme Plus Plan

Experience India's most trusted health insurance with SBI Health Insurance. Get instant cashless treatment at 20000 network hospitals with sum insured up to ₹50 lakhs.

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97

Claim Settlement Ratio

20000

Network Hospitals

8.4

Customer Rating

Our Verdict

Expert Review: SBI Health Insurance

Final Verdict

Arogya Supreme Plus offers extensive coverage, including maternity, critical illness, and home care options. Ideal for individuals and families seeking robust healthcare protection and financial security against rising medical costs.

About

About SBI Health Insurance

Arogya Supreme Plus is a comprehensive health insurance plan designed to offer extensive medical coverage. It includes hospitalization expenses, pre- and post-hospitalization costs, day-care treatments, and alternative treatments like Ayurveda and Homeopathy. The plan provides high sum insured options, no room rent capping, and optional add-ons like critical illness cover. It also offers annual health check-ups and covers organ donor expenses. Ideal for individuals and families, Arogya Supreme Plus ensures financial security against rising healthcare...

Inclusions and Exclusions

Inclusions and Exclusions of SBI Insurance Company Limited

Room Rent

  • Normal: Coverage is provided for a Single Private AC Room.

  • ICU: Actual ICU/ICCU expenses are covered as billed by the hospital.

Advanced Treatments

  • Uterine Artery Embolization and HIFU (High intensity focused ultrasound)

  • Balloon Sinuplasty

  • Deep Brain stimulation

  • Oral chemotherapy

  • Immunotherapy - Monoclonal Antibody to be given as injection

  • Intra vitreal injections

  • Robotic surgeries

  • Stereotactic radio surgeries

  • Vaporisation of the prostrate (Green laser treatment or holmium laser treatment)

  • IONM - (Intra Operative Neuro Monitoring)

  • Stem cell therapy: Hematopoietic stem cells for bone marrow transplant for haematological conditions to be covered up to 25% of sum insured.

Co-payment

  • Allowing policyholders to choose a co-payment of either 10% or 20% on claims.

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Exclusions

  • Pre-existing diseases are excluded until the completion of the specified waiting period.

  • Cosmetic or aesthetic procedures primarily for appearance enhancement are not covered.

  • Treatment related to alcohol or drug abuse is excluded.

  • Self-inflicted injuries or attempted suicide are not covered.

  • Medical expenses due to war, terrorism, or civil unrest are excluded.

  • Injuries resulting from participation in hazardous or adventure sports are not covered.

  • Unproven, experimental, or non-recognized medical treatments are excluded.

  • Maternity-related expenses are not covered unless the optional maternity benefit is selected.

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About the company

About the company

SBI Hеalth Insurancе is onе of India’s most rеliablе and customеr-focusеd hеalth insurancе providеrs, dеdicatеd to еnsuring complеtе financial sеcurity during mеdical еmеrgеnciеs. Thе company strivеs to makе quality hеalthcarе accеssiblе through its widе rangе of affordablе and comprеhеnsivе plans. SBI Hеalth offеrs divеrsе policy options dеsignеd for individuals, familiеs, sеnior citizеns, and corporatе еmployееs. Each plan providеs covеragе for hospitalisation costs, surgеriеs, daycarе procеdurеs, and prе and post-hospitalisation еxpеnsеs. In addition, thе insurеr еxtеnds...

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