SBI General Arogya Plus Plan

The Arogya Plus Variant 1 plan has no specific room rent limit, allowing flexibility based on your sum insured. ICU charges are also covered up to the sum insured.

The Arogya Plus Variant 1 plan from SBI General Insurance covers 12 advanced treatment procedures, with expenses covered up to 50% of the sum insured.

Robotic surgeries

Stem cell therapy

Balloon sinuplasty

Deep brain stimulation, etc.

The Arogya Plus Variant 1 plan from SBI General Insurance does not have any co-payment requirements.

Initial Waiting Period: 30 days from policy inception, except for claims arising from accidents.

Specific Diseases/Procedures Waiting Period: 12 months for certain conditions, including gastric or duodenal ulcers, hernia, hydrocele, cataract, sinusitis, and joint replacement surgeries due to degenerative conditions.

Pre-existing Diseases Waiting Period: 48 months of continuous coverage before claims related to pre-existing conditions are admissible.

Access to 16,881 network hospitals.

Medical procedures requiring less than 24-hour hospitalization are covered up to the Sum Insured, as per the indicative daycare list.

Expenses for alternative treatments, including Ayurveda, Yoga, Unani, Siddha, and Homeopathy, are covered up to the Sum Insured.