OneAssure

Health Insurance

Oriental

Happy Family Floater Platinum

Experience India's most trusted health insurance with Oriental Health Insurance. Get instant cashless treatment at 4000 network hospitals with sum insured up to ₹50 lakhs.

95.49

Claim Settlement Ratio

4000

Network Hospitals

0

Customer Rating

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95.49

Claim Settlement Ratio

4000

Network Hospitals

0

Customer Rating

Our Verdict

Expert Review: Oriental Health Insurance

Final Verdict

About

About Oriental Health Insurance

Platinum Ratings

Platinum

Insurer Rating

4.32

out of 10

Insurance Rating

4

out of 10

No Room Rent Limit

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Consumables Covered

No

No Co-payment

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Loyalty Bonus >= 500%

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No Disease Sublimits

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Unlimited Restoration

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Additional Benefits (Informational Only — Not part of score)

PED Waiting <= 2 Years

No

Maternity Available

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Waiting Period Waiver

No

Testimonials

Real People. Real Relief

These are the moments that show what we really do. We don't sell you a policy. We stand by you when it matters most.

I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.

Prashant Pandey

Mumbai, Maharashtra

Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.

Jatin Gala

Mumbai, Maharashtra

My heartfelt thanks to the OneAssure team for making my insurance claim process effortless. Right from the very first interaction, they demonstrated professionalism, clear communication, and an impressive command of the procedures involved. Their swift updates, timely guidance, and persistent follow-through removed all the stress from what could have been a complicated experience.

Anju Renjith

Bengaluru, Karnataka

I am truly grateful for the support and guidance I received in settling my insurance claim. The entire process was handled with great professionalism, clarity, and efficiency. Their prompt response, deep knowledge of the procedures, and consistent follow-ups ensured a smooth and hassle-free experience.Thank you once again for your invaluable help, highly recommended!

Yogesh Meena

Jaipur, Rajasthan

I recently had the pleasure of purchasing health insurance for my parents through this company, and my experience has been exceptional...The team was incredibly patient and took the time to explain every detail to me. No matter how many times I asked questions, they were always calm and thorough in their explanations. Their professionalism and dedication made a significant difference in helping me make an informed decision.

Akash Kumar

West Bengal

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Inclusions and Exclusions

Inclusions and Exclusions of Oriental Insurance Company Limited

Exclusions

Not available

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About the company

Oriental Insurance Company started in 1947 in Mumbai. It began as a small insurance provider and grew steadily over the years. Today, it is one of India’s leading public-sector general insurance companies. The company offers a wide range of products, including health, motor, travel, property, and agriculture insurance. Over the decades, Oriental has expanded across India, with many branches and international offices in Nepal, Kuwait, and Dubai. It serves millions of people and has built a strong reputation for reliability. People trust Oriental because it is backed by the Government of India and focuses on customer service. Its policies are...

Oriental Insurance Company started in 1947 in Mumbai. It began as a small insurance provider and grew steadily over the years. Today, it is one of India’s leading public-sector general insurance companies. The company offers a wide range of products, including health, motor, travel, property, and agriculture insurance. Over the decades, Oriental has expanded across India, with many branches and international offices in Nepal, Kuwait, and Dubai. It serves millions of people and has built...