Niva Bupa Health Recharge
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Our Verdict
Expert Review: Niva Bupa Health Insurance
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Final Verdict
About
About Niva Bupa Health Insurance
Inclusions and Exclusions
Inclusions and Exclusions of Niva Bupa Insurance Company Limited
Advanced Treatments
Uterine Artery Embolization and HIFU (High intensity focused ultrasound) Balloon Sinuplasty Deep Brain stimulation Oral chemotherapy Immunotherapy- Monoclonal Antibody to be given as injectionIntra vitreal injections g. Robotic surgeries Stereotactic radio surgeries Bronchial Thermoplasty Vaporisation of the prostrate (Green laser treatment or holmium laser treatment) IONM - (Intra Operative Neuro Monitoring) Stem cell therapy: Hematopoietic stem cells for bone marrow transplant for haematological conditions to be covered.
Waiting Period
Initial Waiting Period- 30 DaysSpecific Diseases - 24 Months Pre-Existing Diseases- 36 Months
Cashless Healthcare Providers
10,000+ Healthcare Providers in India.
Daycare Treatment
Covered up to Sum Insured.
AYUSH Treatment
Treatments taken under Ayurveda, Yoga and Naturopathy, Unani, Sidha and Homeopathy systems are covered under the policy.
Room Rent
Normal: No Limit ICU: No Limit Covered up to Sum Insured
Co-payment
No co-payment.
Advanced Treatments
Uterine Artery Embolization and HIFU (High intensity focused ultrasound) Balloon Sinuplasty Deep Brain stimulation Oral chemotherapy Immunotherapy- Monoclonal Antibody to be given as injectionIntra vitreal injections g. Robotic surgeries Stereotactic radio surgeries Bronchial Thermoplasty Vaporisation of the prostrate (Green laser treatment or holmium laser treatment) IONM - (Intra Operative Neuro Monitoring) Stem cell therapy: Hematopoietic stem cells for bone marrow transplant for haematological conditions to be covered.
Waiting Period
Initial Waiting Period- 30 DaysSpecific Diseases - 24 Months Pre-Existing Diseases- 36 Months
Cashless Healthcare Providers
10,000+ Healthcare Providers in India.
Exclusions
Expenses related to diagnostic tests and evaluations not resulting in a positive diagnosis requiring hospitalization.
Costs for rest cures, custodial care, and services for rehabilitation or respite care.
Treatment expenses for obesity and weight control programs, including bariatric surgery.
Costs associated with procedures or treatments to alter the body’s characteristics to those of the opposite sex.
Expenses for cosmetic or aesthetic procedures, unless medically necessary due to injury or illness.
Treatment costs for injuries resulting from participation in hazardous or adventure sports activities.
Expenses arising from any condition caused by or related to the insured person’s involvement in unlawful activities.
Treatments received from healthcare providers not recognized by the policy.
Add ons
Add-Ons
Personal Accident Option
Critical Illness Option
Insurance Premium Calculator
Insurance Premium Calculator
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About the company
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