Niva Bupa Aspire Titanium Plus

Available

No. However, available as an add-on

30 days

2 years

3 years

Health check-up is available once every policy year, from day 1 of the policy

You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved

You get cover for medical bills up to 180 days after discharge, including physiotherapy if your doctor prescribes it

OPD expense is not included as part of base cover. However, you can opt for an add-on to avail this coverage

Available as an option

Available coverage options: 3L, 5L, 7.5L, 10L, 15L, 20L, 25L, 50L, 1cr

92.02%

All room categories are covered

Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period

Available as an option

10,000+ Healthcare Providers

Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured

Covers AYUSH treatment expenses up to your annual sum insured during the policy period

No restriction on ICU room rent

No

Yes, your sum insured restores to 100% each time you make a claim in a policy year, for both related and unrelated illnesses

Unutilised sum insured can be carried forward up to 10X (entry age 18–35 yrs), 5X (entry age 36–45 yrs), and 3X (entry age 46+ yrs)