Niva Bupa Aspire Diamond Plus

You get cover for medical bills up to 180 days after discharge, including physiotherapy if your doctor prescribes it

2 years

Covers AYUSH treatment expenses up to your annual sum insured during the policy period

Available as an option

No

Single private AC room is included as part of base cover. However, you can opt for add-on to upgrade or downgrade the room category

Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period

10,000+ Healthcare Providers

Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured

No restriction on ICU room rent

Yes, your sum insured restores to 100% unlimited times after your first claim, for both related and unrelated illnesses

Unutilised sum insured can be carried forward up to 10X (entry age 18–35 yrs), 5X (entry age 36–45 yrs), and 3X (entry age 46+ yrs)

Yes

30 days

3 years

Health check-up is available once every policy year, from day 1 of the policy

You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved

92.02%

OPD expense is not included as part of base cover. However, you can opt for an add-on to avail this coverage

Available as an option

Available coverage options: 3L, 5L, 7.5L, 10L, 15L, 20L, 25L, 50L, 1cr

Available