How does the waiting period affect coverage?

A 30-day waiting period applies, with pre-existing diseases covered after 48 months and specific illnesses after 24 months.

What if I don’t use my health insurance benefits for a year?

A No Claim Bonus increases your sum insured yearly, rewarding claim-free years with additional coverage at no extra cost.

Does the ICICI My Health Booster plan cover treatment abroad?

Standard coverage applies within India, but optional add-ons may provide limited international medical emergency coverage.

How do I apply for the ICICI Lombard Health Booster plan?

Visit website ICICI health booster page, choose plan, customize coverage, provide details, make payment.

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Health Insurance

ICICI Lombard

Health Booster

ICICI Lombard Health Booster

Experience India's most trusted health insurance with ICICI Lombard Health Insurance. Get instant cashless treatment at 10601 network hospitals with sum insured up to ₹50 lakhs.

97.16

Claim Settlement Ratio

10601

Network Hospitals

9.2

Customer Rating

Get a Quote

97.16

Claim Settlement Ratio

10601

Network Hospitals

9.2

Customer Rating

Our Verdict

Expert Review: ICICI Lombard Health Insurance

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Final Verdict

ICICI Lombard Health Booster offers high sum insured with flexible deductibles and add-ons like accident cover and hospital cash. Ideal for individuals and families seeking affordable extended health coverage alongside existing policies.

About

About ICICI Lombard Health Insurance

ICICI Lombard's Health Booster is a super top-up health insurance plan designed to enhance your existing health coverage by providing a higher sum insured at an affordable premium. It offers a wide range of annual sum insured options, from ₹5 lakh to ₹50 lakh, with flexible deductible choices of ₹3 lakh, ₹4 lakh, or ₹5 lakh. The policy covers in-patient treatment, pre- and post-hospitalization expenses, and specified day care procedures. It also includes benefits like in-patient AYUSH treatment and domiciliary hospitalization cover. The plan is available on an individual or family floater basis, with lifetime renewability and policy periods of one, two, or three years. Additionally, premiums paid towards this policy are eligible for tax benefits under Section 80D of the Income Tax Act.

ICICI Lombard's Health Booster is a super top-up health insurance plan designed to enhance your existing health coverage by providing a higher sum insured at an affordable premium. It offers a wide range of annual sum insured options, from ₹5 lakh to ₹50 lakh, with flexible deductible choices of ₹3 lakh, ₹4 lakh, or ₹5 lakh. The policy covers in-patient treatment, pre- and post-hospitalization expenses, and specified day care procedures. It also includes benefits like...

Inclusions and Exclusions

Inclusions and Exclusions of ICICI Lombard Insurance Company Limited

Room Rent

Normal: Single private A/C room
ICU: No limit, expenses incurred would be covered by the policy.

Waiting Period

Initial waiting period: 30 days for all illnesses (not applicable on renewal or for accidents)
Specific waiting periods: 24 months for specific illness and diseases
Pre-existing diseases: Covered after 48 months

Daycare Treatment

150 medical expenses incurred by you while undergoing Specified Day Care Treatment, which require less than 24 hours hospitalization are covered by the policy.

Cashless Healthcare Providers

10,896 cashless healthcare

Co-payment

This does not apply if the insured is 60 years of age or below. However, this condition will not be applicable if you were aged 45 years or below at the time of buying this policy for the first time and have renewed it continuously after that.

Advanced Treatments

Uterine Artery Embolization and HIFU (High intensity focused ultrasound)
Immunotherapy- Monoclonal Antibody to be given as injection
Vaporization of the prostrate (Green laser treatment or holmium laser treatment)
Stem cell therapy: Hematopoietic stem cells for bone marrow transplant for haematological conditions
Balloon Sinuplasty
Oral Chemotherapy and many more

AYUSH Treatment

Covered by the policy..

Room Rent

Normal: Single private A/C room
ICU: No limit, expenses incurred would be covered by the policy.

Waiting Period

Initial waiting period: 30 days for all illnesses (not applicable on renewal or for accidents)
Specific waiting periods: 24 months for specific illness and diseases
Pre-existing diseases: Covered after 48 months

Daycare Treatment

150 medical expenses incurred by you while undergoing Specified Day Care Treatment, which require less than 24 hours hospitalization are covered by the policy.

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Exclusions

Treatments received outside India.
Injuries or illnesses resulting from alcohol or drug abuse.
Self-inflicted injuries, including suicide attempts.
Dental treatments, unless necessitated by an accident.
Participation in hazardous activities or adventure sports, such as rock climbing or paragliding.
Injuries arising from war, civil unrest, or similar events.

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About the company

ICICI Lombard General Insurance is one of India’s leading private sector insurers, known for providing reliable and comprehensive insurance solutions. It is a joint venture between ICICI Bank, one of India’s largest private banks, and Fairfax Financial Holdings, a global financial services group. Established in 2001, ICICI Lombard has grown rapidly and now serves millions of customers across the country. The company offers a wide range of products, including health, motor, travel, home, and personal accident insurance, catering to individuals, families, and businesses. Its health insurance offerings include regular health plans, super top-up plans, critical illness cover, and personal accident plans, all designed to provide financial protection against unexpected medical expenses. ICICI Lombard stands out for its customer-focused approach, quick and transparent claim settlement, and...

ICICI Lombard General Insurance is one of India’s leading private sector insurers, known for providing reliable and comprehensive insurance solutions. It is a joint venture between ICICI Bank, one of India’s largest private banks, and Fairfax Financial Holdings, a global financial services group. Established in 2001, ICICI Lombard has grown rapidly and now serves millions of customers across the country. The company offers a wide range of products, including health, motor, travel, home, and personal...