Supreme (Direct)

The cost of hospital room accommodation is covered under a health insurance policy, subject to specified limits.

Offers full coverage for ICU expenses and normal room charges up to the sum insured, ensuring stress-free hospitalization.

Modern medical procedures like robotic surgery or stem cell therapy, often covered under specialized insurance plans.

Covers cutting-edge medical procedures like robotic surgery, stem cell therapy, and organ transplants, enhancing treatment accessibility.

A fixed percentage of the claim amount that the insured must pay out-of-pocket before the insurer covers the rest.

No mandatory co-payment, ensuring complete financial support without policyholders needing to bear additional medical costs.

The duration after policy issuance during which certain illnesses or conditions are not covered.

Pre-existing diseases are covered after 3 years, with specific illnesses requiring a 2-year waiting period before coverage begins.

Hospitals and clinics within an insurer’s network where policyholders can receive treatment without upfront payments.

Access to 5,000+ network hospitals across India for hassle-free, cashless hospitalization and treatment.

Medical procedures requiring less than 24-hour hospitalization, such as cataract surgery or chemotherapy.

Covers 200+ medical procedures, including dialysis, chemotherapy, and cataract surgery, eliminating the need for 24-hour hospitalization.