My Health Care Plan Bajaj Allianz
96
Claim Settlement Ratio
12500
Network Hospitals
7.6
Customer Rating
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Get a Quote
96
Claim Settlement Ratio
12500
Network Hospitals
7.6
Customer Rating
Our Verdict
Expert Review: Bajaj Health Insurance
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About
About Bajaj Health Insurance
Inclusions and Exclusions
Inclusions and Exclusions of Bajaj Insurance Company Limited
Room Rent
Normal: For 3 Lac to 10 Lac SI -Single Pvt AC Room.For Above 10 Lacs SI-Actuals
ICU: Actual Sum
Advanced Treatments
Uterine Artery Embolization and HIFU (High intensity focused ultrasound)
Balloon Sinuplasty
Deep Brain stimulation
Oral chemotherapy
Immunotherapy - Monoclonal Antibody to be given as injection
Intra vitreal injections
Robotic surgeries
Stereotactic radio surgeries
Bronchical Thermoplasty
Vaporisation of the prostrate (Green laser treatment or holmium laser treatment)
IONM - (Intra Operative Neuro Monitoring)
Stem cell therapy: Hematopoietic stem cells for bone marrow transplant for haematological conditions to be covered.
Co-payment
Mandatory co-payment of 10% is applicable.
Waiting Period
Pre-existing Diseases waiting period: Expenses related to the treatment of a pre-existing Disease (PED) and its direct complications shall be excluded until the expiry of 36 months of continuous coverage after the date of inception of the first Health Guard Policy.
Specified disease/procedure waiting period:Expenses related to the treatment of the listed Conditions, surgeries/treatments shall be excluded until the expiry of 24 months of continuous coverage after the date of inception of the first Health Guard Policy. This exclusion shall not be applicable for claims arising due to an accident.
30-day waiting period:Expenses related to the treatment of any illness within 30 days from the first Policy commencement date shall be excluded except claims arising due to an accident, provided the same are covered.
Cashless Healthcare Providers
18,400+ Network Hospitals across India.
Daycare Treatment
Covers treatment or surgery that requires less than 24 hours hospitalization.
AYUSH Treatment
Covers in-patient medical expenses up to the limit of Sum Insured towards non-allopathic treatments such as Ayurveda, Yoga & Naturopathy, Unani, Siddha & Homeopathy for hospitalization arising due to accident or illness undertaken in a government hospital or government recognised institute or registered AYUSH hospital.
Room Rent
Normal: For 3 Lac to 10 Lac SI -Single Pvt AC Room.For Above 10 Lacs SI-Actuals
ICU: Actual Sum
Advanced Treatments
Uterine Artery Embolization and HIFU (High intensity focused ultrasound)
Balloon Sinuplasty
Deep Brain stimulation
Oral chemotherapy
Immunotherapy - Monoclonal Antibody to be given as injection
Intra vitreal injections
Robotic surgeries
Stereotactic radio surgeries
Bronchical Thermoplasty
Vaporisation of the prostrate (Green laser treatment or holmium laser treatment)
IONM - (Intra Operative Neuro Monitoring)
Stem cell therapy: Hematopoietic stem cells for bone marrow transplant for haematological conditions to be covered.
Co-payment
Mandatory co-payment of 10% is applicable.
Exclusions
Pre-existing conditions are excluded until the specified waiting period is completed.
Certain specified diseases or procedures have a waiting period before coverage begins.
Expenses related to any illness within 30 days of policy commencement are excluded, except for accidents.
Treatments primarily for investigation or diagnostic purposes without illness manifestation are not covered.
Non-allopathic treatments, unless specifically covered, are excluded.
Cosmetic or aesthetic treatments, and weight control programs are not covered.
Self-inflicted injuries, substance abuse, and participation in hazardous activities are excluded.
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