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My Health Care Plan Bajaj Allianz

My Health Care Plan Bajaj Allianz

Experience India's most trusted health insurance with Bajaj Health Insurance. Get instant cashless treatment at 12500 network hospitals with sum insured up to ₹50 lakhs.

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96

Claim Settlement Ratio

12500

Network Hospitals

7.6

Customer Rating

Our Verdict

Expert Review: Bajaj Health Insurance

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Final Verdict

The Bajaj Allianz My Health Care Plan offers extensive, customizable coverage, including home nursing and AYUSH treatments. Ideal for individuals and families seeking flexible, comprehensive health insurance with high sum insured options.

About

About Bajaj Health Insurance

Bajaj Allianz's My Health Care Plan offers customizable health insurance with sum insured options from ₹3 lakhs to ₹5 crores. It covers in-patient hospitalization, ICU charges, surgeries, diagnostics, and prescribed medications. The plan includes pre- and post-hospitalization expenses, day-care procedures, OPD benefits, and annual health check-ups. Unique features include home nursing benefits (up to ₹10,000 per week) and AYUSH treatment coverage. With lifetime renewability and flexible payment options, it ensures financial security for individuals and...

Inclusions and Exclusions

Inclusions and Exclusions of Bajaj Insurance Company Limited

Room Rent

  • Normal: For 3 Lac to 10 Lac SI -Single Pvt AC Room.For Above 10 Lacs SI-Actuals

  • ICU: Actual Sum

Advanced Treatments

  • Uterine Artery Embolization and HIFU (High intensity focused ultrasound)

  • Balloon Sinuplasty

  • Deep Brain stimulation

  • Oral chemotherapy

  • Immunotherapy - Monoclonal Antibody to be given as injection

  • Intra vitreal injections

  • Robotic surgeries

  • Stereotactic radio surgeries

  • Bronchical Thermoplasty

  • Vaporisation of the prostrate (Green laser treatment or holmium laser treatment)

  • IONM - (Intra Operative Neuro Monitoring)

  • Stem cell therapy: Hematopoietic stem cells for bone marrow transplant for haematological conditions to be covered.

Co-payment

  • Mandatory co-payment of 10% is applicable.

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Exclusions

  • Pre-existing conditions are excluded until the specified waiting period is completed.

  • Certain specified diseases or procedures have a waiting period before coverage begins.

  • Expenses related to any illness within 30 days of policy commencement are excluded, except for accidents.

  • Treatments primarily for investigation or diagnostic purposes without illness manifestation are not covered.

  • Non-allopathic treatments, unless specifically covered, are excluded.

  • Cosmetic or aesthetic treatments, and weight control programs are not covered.

  • Self-inflicted injuries, substance abuse, and participation in hazardous activities are excluded.

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About the company

About the company

Bajaj Life Insurance Limited (formerly Bajaj Life Insurance Company Limited) is one of India’s leading private life insurance providers, known for its strong legacy, customer-centric approach, and innovation-led growth. The company is part of Bajaj Finserv Limited, one of India’s most diversified financial services groups, and is now transitioning to being a fully Bajaj Group-owned entity following the exit of SE from the joint venture. With over two decades of experience, Bajaj Life Insurance offers...

FAQs

Frequently Asked Questions

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