Bajaj Allianz Health Ensure

Normal: Up to Sum Insured

ICU: Pay up to actual ICU expenses provided by the Hospital.

Uterine Artery Embolization and HIFU (High intensity focused ultrasound)

Balloon Sinuplasty

Deep Brain stimulation

Oral chemotherapy

Immunotherapy - Monoclonal Antibody to be given as injection

Intra vitreal injections

Robotic surgeries

Stereotactic radio surgeries

Bronchial Thermoplasty

Vaporization of the prostrate (Green laser treatment or holmium laser treatment)

IONM - (Intra Operative Neuro Monitoring)

Stem cell therapy

Voluntary Copay Discount: Bajaj Health Ensure offers a voluntary copay discount of 10% or 20%. This means you can choose to pay a portion of the claim amount yourself (10% or 20%), and in return, you'll get a discount on your premium.

No Mandatory Copay: There is no mandatory copayment under the standard Bajaj Health Ensure policy. You can choose a plan with no copayment at all.

Copay Options: The copay options are typically 10% or 20% of the claim amount. The higher the copay percentage, the higher the discount on your premium.

Initial Waiting Period: 30 days for most illnesses. This means you can't claim for any hospitalization within the first 30 days of your policy, except for accidents.

Pre-existing Diseases: 2 years. If you have a pre-existing condition at the time of policy purchase, you'll have to wait 2 years before it's covered.

Specific Illnesses: 1 or 2 years for certain conditions like hernia, piles, cataract, etc.

Maternity Benefits: 9 months to 2 years.

Accidental Hospitalization: No waiting period, you're covered from day one.

12,500+ network hospitals

Covers all day care treatments

Covers all AYUSH treatments