Bajaj Health care supreme

This limit could be a fixed amount or a percentage of the sum insured.

The plan covers advanced treatments like Uterine Artery Embolization, HIFU, Balloon Sinuplasty, Robotic Surgeries, Oral Chemotherapy, Immunotherapy, Stem Cell Therapy, and Stereotactic Radio Surgeries for precise, minimally invasive, and effective medical care.

Voluntary Copay Discount: Bajaj Health Ensure offers a voluntary copay discount of 10% or 20%. This means you can choose to pay a portion of the claim amount yourself (10% or 20%), and in return, you'll get a discount on your premium.

No Mandatory Copay: There is no mandatory copayment under the standard Bajaj Health Ensure policy. You can choose a plan with no copayment at all.

Copay Options: The copay options are typically 10% or 20% of the claim amount. The higher the copay percentage, the higher the discount on your premium.

Initial Waiting Period: 30 days for most illnesses. This means you can't claim for any hospitalization within the first 30 days of your policy, except for accidents.

Pre-existing Diseases: 2 years. If you have a pre-existing condition at the time of policy purchase, you'll have to wait 2 years before it's covered.

Specific Illnesses: 1 or 2 years for certain conditions like hernia, piles, cataract, etc.

Maternity Benefits: 9 months to 2 years.

Accidental Hospitalization: No waiting period, you're covered from day one.

12,500+ network hospitals

Covered

Not Covered