When does coverage for pre-existing diseases start under Health Care Supreme Ultimo?

Expenses related to pre-existing diseases and their direct complications are covered after 24 months of continuous coverage from the first policy inception date, subject to disclosure and acceptance by the insurer.

Does Health Care Supreme Ultimo provide maternity and newborn cover?

Yes. The plan covers maternity expenses, delivery-related hospitalization, medically necessary termination of pregnancy, newborn baby treatment expenses, and newborn vaccinations up to specified limits. A 24-month waiting period applies.

What modern treatments are covered under the plan?

The plan covers several advanced medical procedures including robotic surgeries, immunotherapy, deep brain stimulation, stereotactic radiosurgery, balloon sinuplasty, stem cell therapy for eligible conditions, and other modern treatments up to the base sum insured.

What happens if my hospitalization sum insured gets exhausted?

If the hospitalization sum insured and cumulative bonus are completely exhausted during the policy year, the plan automatically reinstates 100% of the hospitalization sum insured once per policy period, subject to policy conditions.

OneAssure

Health Insurance

Bajaj

Health Care Supreme Ultimo

Experience India's most trusted health insurance with Bajaj Health Insurance. Get instant cashless treatment at 12500 network hospitals with sum insured up to ₹50 lakhs.

96

Claim Settlement Ratio

12500

Network Hospitals

0

Customer Rating

Get a Quote

96

Claim Settlement Ratio

12500

Network Hospitals

0

Customer Rating

Our Verdict

Expert Review: Bajaj Health Insurance

Final Verdict

Health Care Supreme Ultimo is a feature-rich health insurance plan that combines hospitalization coverage with OPD benefits, maternity cover, newborn protection, physiotherapy benefits, and automatic sum insured reinstatement.

About

About Bajaj Health Insurance

Health Care Supreme Ultimo is a comprehensive health insurance plan from Bajaj General Insurance designed to provide coverage for hospitalization, outpatient care, maternity-related expenses, and modern medical treatments. The plan includes benefits such as physiotherapy expenses, organ donor cover, recovery benefits, AYUSH treatment coverage, and newborn baby protection. It also offers a 100% sum insured reinstatement benefit when the hospitalization sum insured gets exhausted during the policy period. The plan is suitable for individuals and families looking for broader healthcare coverage beyond standard hospitalization benefits.

Health Care Supreme Ultimo is a comprehensive health insurance plan from Bajaj General Insurance designed to provide coverage for hospitalization, outpatient care, maternity-related expenses, and modern medical treatments. The plan includes benefits such as physiotherapy expenses, organ donor cover, recovery benefits, AYUSH treatment coverage, and newborn baby protection. It also offers a 100% sum insured reinstatement benefit when the hospitalization sum insured gets exhausted during the policy period. The plan is suitable for individuals and...

Inclusions and Exclusions

Inclusions and Exclusions of Bajaj Insurance Company Limited

Room Rent

Normal: Covered up to Hospitalisation Sum Insured
ICU: Covered up to Hospitalisation Sum Insured

Advanced Treatments

Uterine Artery Embolization and HIFU
Balloon Sinuplasty
Deep Brain Stimulation
Oral Chemotherapy
Immunotherapy (Monoclonal Antibody Injection)
Intra Vitreal Injections
Robotic Surgeries
Stereotactic Radio Surgeries
Bronchial Thermoplasty
Green Laser/Holmium Laser Treatment for Prostate
Intra Operative Neuro Monitoring (IONM)
Stem Cell Therapy for Bone Marrow Transplant in Haematological Conditions

Co-payment

Not mentioned

Waiting Period

Initial Waiting Period: 30 Days
Pre-existing Disease Waiting Period: 24 Months

Cashless Healthcare Providers

Cashless treatment available at empanelled hospitals.

Daycare Treatment

Covered

AYUSH Treatment

Covered

Room Rent

Normal: Covered up to Hospitalisation Sum Insured
ICU: Covered up to Hospitalisation Sum Insured

Advanced Treatments

Uterine Artery Embolization and HIFU
Balloon Sinuplasty
Deep Brain Stimulation
Oral Chemotherapy
Immunotherapy (Monoclonal Antibody Injection)
Intra Vitreal Injections
Robotic Surgeries
Stereotactic Radio Surgeries
Bronchial Thermoplasty
Green Laser/Holmium Laser Treatment for Prostate
Intra Operative Neuro Monitoring (IONM)
Stem Cell Therapy for Bone Marrow Transplant in Haematological Conditions

Co-payment

Not mentioned

Pageof 3

Exclusions

Not available

Insurance Premium Calculator

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Name

Phone Number

Email

Your Enquiry

Name

Phone Number

Email

Your Enquiry

About the company

Bajaj Life Insurance Limited (formerly Bajaj Life Insurance Company Limited) is one of India’s leading private life insurance providers, known for its strong legacy, customer-centric approach, and innovation-led growth. The company is part of Bajaj Finserv Limited, one of India’s most diversified financial services groups, and is now transitioning to being a fully Bajaj Group-owned entity following the exit of SE from the joint venture. With over two decades of experience, Bajaj Life Insurance offers a comprehensive range of protection, savings, investment, retirement, and group insurance solutions designed to meet diverse customer needs across life stages. The company serves a large customer base of over 3.8 crore policyholders and manages assets exceeding ₹1.2 lakh crore, reflecting its scale and financial strength. The company maintains a...

Bajaj Life Insurance Limited (formerly Bajaj Life Insurance Company Limited) is one of India’s leading private life insurance providers, known for its strong legacy, customer-centric approach, and innovation-led growth. The company is part of Bajaj Finserv Limited, one of India’s most diversified financial services groups, and is now transitioning to being a fully Bajaj Group-owned entity following the exit of SE from the joint venture. With over two decades of experience, Bajaj Life Insurance offers...