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Aditya Birla Health Insurance’S Activ Secure - Critical Illness Plan 3

Aditya Birla Health Insurance’S Activ Secure - Critical Illness Plan 3

Experience India's most trusted health insurance with Aditya Birla Health Insurance. Get instant cashless treatment at 8000 network hospitals with sum insured up to ₹50 lakhs.

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96

Claim Settlement Ratio

8000

Network Hospitals

8.1

Customer Rating

Our Verdict

Expert Review: Aditya Birla Health Insurance

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Final Verdict

The Activ Secure - Critical Illness Plan offers extensive protection against 64 critical illnesses, with flexible sums insured and wellness benefits. Ideal for those seeking financial security during serious health challenges.

About

About Aditya Birla Health Insurance

Aditya Birla Health Insurance’s Activ Secure - Critical Illness Plan 3 provides financial protection against major critical illnesses. It covers a wide range of 64 critical illnesses, including cancer, heart disease, and organ transplants. The plan offers a lump sum payout upon diagnosis, helping with treatment costs, lifestyle changes, and income loss. Policyholders can choose flexible sum insured options and benefit from wellness incentives. Additionally, it includes a second medical opinion and optional covers like...

Inclusions and Exclusions

Inclusions and Exclusions of Aditya Birla Insurance Company Limited

Room Rent

  • Normal: Covered up to Sum Insured

  • ICU: Covered up to Sum Insured

Advanced Treatments

  • Uterine Artery Embolization and HIFU (High intensity focused ultrasound)

  • Balloon Sinuplasty

  • Deep Brain stimulation d. Oral chemotherapy

  • Immunotherapy - Monoclonal Antibody to be given as injection

  • Intra vitreal injections

  • Robotic surgeries

  • Stereotactic radio surgeries

  • Bronchical Thermoplasty

  • Vaporisation of the prostrate (Green laser treatment or holmium laser treatment)

  • IONM - (Intra Operative Neuro Monitoring)

  • Stem cell therapy: Hematopoietic stem cells for bone marrow transplant for haematological conditions to be covered up to sum insured.

Co-payment

  • No co-payment required; the policy covers eligible medical expenses up to the sum insured without additional out-of-pocket expenses.

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Exclusions

  • Pre-existing diseases not covered during the waiting period.

  • Injuries or illnesses due to self-inflicted harm, suicide attempts, or substance abuse.

  • Cosmetic or plastic surgery unless required due to an accident or medical necessity.

  • Treatment for infertility, sterility, or birth control procedures.

  • Expenses related to experimental or unproven medical treatments.

  • Any injury or illness caused by participation in hazardous activities or adventure sports.

  • Medical expenses incurred outside India unless specifically covered in the policy.

  • Treatment of HIV/AIDS and other sexually transmitted diseases unless specified in the policy.

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About the company

About the company

Aditya Birla Health Insurance, part of the Aditya Birla Capital Group, is among India’s most reliable and customer-centric health insurers. The company aims to go beyond basic protection by focusing on preventive healthcare, wellness programs, and rewards for maintaining a healthy lifestyle. It provides a wide range of health plans for individuals, families, and senior citizens, offering flexible sum insured options and comprehensive benefits. With a strong network of over 8,000 hospitals across India, Aditya...

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