How To Register Ayushman Bharat Yojana

If anyone in your family has ever faced sudden medical expenses, then you would know how stressful this gets. Even before the recovery starts, the bills start piling up in the hospital. That is why the government of India initiated Ayushman Bharat Yojana-to make sure that healthcare does not become a financial burden.

But here's the thing, Most people remain unaware of the means of registration for the scheme, let alone their eligibility status. Many regard the process as complicated and technical, involving many visits to government offices.

Good news? When you understand the steps, it's actually quite straightforward.

In this tutorial, I will try to explain how to register Ayushman Bharat Yojana in the most simple, transparent, and human way possible, without using jargon or confusing instructions-just plain steps. Let's dive in.

What is the Ayushman Bharat Yojana? (Quick Overview)

Ayushman Bharat Yojana, also called Pradhan Mantri Jan Arogya Yojana (PMJAY), is the flagship government health insurance programme of India. It offers:

1. Free health cover of up to ₹5 lakh per family per year
2. Cashless treatment in both Government and empanelled private hospitals
3. Covers over 1,500+ medical procedures
4. Benefits available across India and not limited to your home state.

If your family is listed as an eligible household under SECC 2011 or certain categories of Ration Cards, you are all entitled to benefits.

Now the big question, How do you actually register for the scheme?

Let's break it down step by step.

How To Register Ayushman Bharat Yojana – Complete Step-By-Step Process

Many people search online for Ayushman Bharat Yojana Register, hoping to find a direct registration form. But here’s the truth:

There is no traditional “online registration form” for everyone. Your eligibility is determined by government records, which is largely SECC data. However, you DO need to verify eligibility and get your Ayushman Card, or ABHA/PMJAY e-card, in order to utilize the benefits.

Here's the exact process:

Step 1: Check your eligibility online.

This is the most important step.

Follow these steps to check eligibility:

1. Go to the official website of Ayushman Bharat: search “PMJAY official website”.
2. Click on 'Am I Eligible'.
3. Enter your:
4. Mobile number
5. Captcha
6. You will get an OTP.
7. Select your state.
8. Search using:
9. Ration Card number
10. Mobile number
11. Name

If your family appears in this list, you are eligible for the scheme.

Tip: Most people don't find their name because they've used incorrect spellings while searching. Try various spellings or browse entire lists of families.

Step 2: Visit Your Nearest CSC or Ayushman Help Centre

Upon verification of eligibility, the next step is e-KYC verification.

You can visit:

1. Common Service Centre (CSC)
2. PMJAY Help Desk at government hospitals
3. Ayushman Mitra kiosk

Documents Needed:

1. Aadhaar Card- Necessary for e-KYC
2. Ration Card
3. Address proof
4. Mobile number
5. Passport-size photo (if required)

The staff will verify your details in the system.

Step 3: Complete e-KYC Verification

This, in essence, involves identity verification.

1. Your Aadhaar details are matched with government records.
2. Once verified, your details are updated in the PMJAY database.

This typically takes a few minutes to accomplish.

Step 4: Get Your Ayushman Card Issued

After e-KYC, the Ayushman Mitra will generate your Ayushman Card i.e. PMJAY e-card.

You will get:

1. A digital copy
2. A printable version
3. A QR code that any hospital can scan.

This card is the key to using all the scheme's benefits.

Step 5: Use Your Ayushman Card at Any Empanelled Hospital

You're now a registered beneficiary!

To use your benefits:

1. Visit any empanelled hospital.
2. Show your Ayushman Card.
3. A hospital will check your details.
4. You will receive treatment for eligible procedures on a cashless basis.

You will not pay anything for the cost of treatment covered under the scheme.

Other ways to register for Ayushman Bharat Yojana

Not comfortable with online steps? No worries.

Here are other ways:

1. Through Ayushman Mitra at Hospitals

Every major government hospital has an Ayushman Mitra who can assist you with the following:

1. Eligibility check
2. Registration
3. Card generation

This option would be ideal for those who prefer one-on-one, personal assistance.

2. Through CSC - Common Service Centres

CSC centres are present in almost every village and town.

They can:

1. Check eligibility
2. Update details
3. Generate Ayushman Card

A small service fee may apply depending on the centre.

3. Through Mobile Number–Linked Aadhaar

If your Aadhaar is linked with your mobile number, the whole process gets even easier.

You may complete e-KYC with OTP verification instantly.

Common mistakes made by people while registering

Let's clear up some misunderstanding:

1. Searching for a “new registration form” online:

Eligibility to Ayushman Bharat is NOT on the basis of form filling. It is based on SECC and government records.

1. Thinking the scheme is only for Below Poverty Line (BPL)

Many families above BPL are eligible based on “deprivation criteria” in SECC.

1. Using misspelling during the search

Even a single mismatch of a letter may not show your name.

1. Believing that only one family member is eligible

The entire family listed under SECC is eligible.

Who is eligible for Ayushman Bharat Yojana?

Eligibility is slightly different between rural and urban households.

You are generally eligible if:

1. Your family is listed under the SECC 2011 database
2. You hold a ration card under eligible categories like NFSA
3. You belong to vulnerable groups such as:
4. Manual workers
5. Domestic workers
6. Rag pickers
7. Tribal households
8. Can also cover homeless or distressed families

The best way is simply to check your eligibility online or at any CSC.

Who Is NOT Eligible?

You may not be eligible if:

1. You pay income tax
2. You own a pucca house having more than two rooms
3. You possess a vehicle (for some criteria)
4. You have stable government or organised sector employment

However, criteria vary by state.

Benefits of Registration in Ayushman Bharat Yojana

Once one completes the registration process under Ayushman Bharat Yojana, one can enjoy:

1. Free hospitalisation up to ₹5 lakh per year
2. No age limit
3. Coverage of pre-existing diseases
4. Free surgeries
5. Cashless treatment
6. Pan-India access
7. Coverage for secondary and tertiary care

This scheme really safeguards families against financial ruin caused by sudden medical emergencies.

Why You Should Register Even If You Are Healthy

Many people believe, “I’m healthy; why do I need insurance?”

The truth is: Medical emergencies do not come with warnings. A single surgery can cost ₹1–2 lakh.

With Ayushman Bharat:

1. You pay nothing
2. You get the best treatment
3. Your family will remain financially secure

It's a safety net everyone should take advantage of.

Conclusion

One of the wisest decisions concerning health and financial security for your family is registering for Ayushman Bharat Yojana. The process of registration is simple, free, and very beneficial. If you have been intending to register but did not know how, then just follow this guide. In fact, with the option of online checks or in-person help, it has never been easier to get your Ayushman Card.

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