OneAssure

Health Insurance

Zuno

Health Insurance Platinum

Add cover for specified critical illnesses equal to the full sum insured, maternity expenses up to ₹2 lakh after 48 months, and 180 days of post-hospitalisation cover after discharge.

97.3%

Claim Settlement Ratio

3,000+

Network Hospitals

10/10

Plan Rating

Get a Quote

Our Verdict

Expert Review: Zuno Health Insurance Platinum

Final Verdict

Zuno Health Insurance Platinum is a feature-rich premium health insurance plan offering high coverage limits, strong critical illness protection, maternity benefits, restoration benefits and extensive support services. It is suitable for customers seeking broad protection with enhanced benefit limits.

About

What Is Health Insurance Platinum?

Zuno Health Insurance Platinum is the highest variant under the Zuno Health Insurance product and is designed for customers seeking comprehensive medical protection with high coverage limits. The plan covers hospitalization expenses, daycare procedures, AYUSH treatment, domiciliary hospitalization, organ donor expenses, ambulance charges, maternity expenses and modern treatments. It includes built-in restoration benefit, critical illness coverage equal to 100% of the sum insured, hospital cash, recovery benefits and shared accommodation rewards. In addition, policyholders receive access to emergency medical evacuation, medical repatriation, second medical opinion, compassionate visit and other travel-related assistance services within India.

Platinum Ratings

Platinum

Insurer Rating

6.72

out of 10

Insurance Rating

10

out of 10

No Room Rent Limit

Yes

Consumables Covered

Yes

No Co-payment

Yes

Loyalty Bonus >= 500%

Yes

No Disease Sublimits

Yes

Unlimited Restoration

Yes

Additional Benefits (Informational Only — Not part of score)

PED Waiting <= 2 Years

No

Maternity Available

Yes

Waiting Period Waiver

Yes

Testimonials

Real People. Real Relief

These are the moments that show what we really do. We don't sell you a policy. We stand by you when it matters most.

I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.

Prashant Pandey

Mumbai, Maharashtra

Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.

Jatin Gala

Mumbai, Maharashtra

My heartfelt thanks to the OneAssure team for making my insurance claim process effortless. Right from the very first interaction, they demonstrated professionalism, clear communication, and an impressive command of the procedures involved. Their swift updates, timely guidance, and persistent follow-through removed all the stress from what could have been a complicated experience.

Anju Renjith

Bengaluru, Karnataka

I am truly grateful for the support and guidance I received in settling my insurance claim. The entire process was handled with great professionalism, clarity, and efficiency. Their prompt response, deep knowledge of the procedures, and consistent follow-ups ensured a smooth and hassle-free experience.Thank you once again for your invaluable help, highly recommended!

Yogesh Meena

Jaipur, Rajasthan

I recently had the pleasure of purchasing health insurance for my parents through this company, and my experience has been exceptional...The team was incredibly patient and took the time to explain every detail to me. No matter how many times I asked questions, they were always calm and thorough in their explanations. Their professionalism and dedication made a significant difference in helping me make an informed decision.

Akash Kumar

West Bengal

swipe

Inclusions

Zuno Health Insurance Platinum Inclusions

Room Rent

Normal: Standard Single Private Room
ICU: No capping

Advanced Treatments

Covered up to Sum Insured

AYUSH Treatment

Covered up to Sum Insured

Daycare Treatment

Covered up to Sum Insured

Co-payment

No mandatory co-pay below age 60

Cashless Healthcare Providers

Available

Waiting Period

Initial Waiting Period: 30 Days
Pre-existing Disease Waiting Period: 24 Months
Specific Disease/Procedure Waiting Period: 24 Months

Insurance Premium Calculator

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Name

Phone Number

Email

Your Enquiry

Name

Phone Number

Email

Your Enquiry

About the company

About Zuno

Zuno General Insurance, previously called Edelweiss General Insurance, was established in 2017 and is a part of Zuno Group. It provides insurance products in the areas of health, motor, travel, and corporate insurances. Zuno Health Insurance is committed to offering affordable and comprehensive health insurance which covers hospitalisation, critical illnesses, and wellness for individuals, families, and HNI clients. Their Easy policy buying, a simplified claim process, and 24x7 customer support are some of the core strengths of the company. Zuno General Insurance has been awarded multiple times since its inception among which are the FinTech India Innovation Award (2021), Customer Fest Awards (2021) as well as the Top 25 Financial Innovations of India (2020) recognitions are very notable. These are the awards that put the company in the spotlight for its innovation, technology, and customer delight focus.