What critical illness cover is available under the Platinum Plan?

The Platinum Plan provides additional Critical Illness coverage equal to 100% of the Sum Insured for specified conditions such as Cancer, Heart Attack, Stroke, Paralysis and CABG. The benefit is available subject to policy terms and waiting periods.

How much maternity coverage does the Platinum Plan provide?

The plan provides maternity coverage up to ₹2,00,000 after completion of 48 months of continuous coverage with maternity benefits. Coverage applies for eligible deliveries and lawful termination of pregnancy as per policy conditions.

How does the restoration benefit work?

If the available Sum Insured and accumulated No Claim Bonus become insufficient due to claims, the policy restores 100% of the base Sum Insured once during the policy year. The restored amount can be used for unrelated illnesses.

What No Claim Bonus is available under the Platinum Plan?

The Platinum Plan increases the Sum Insured by 50% for every claim-free policy year, subject to a maximum accumulation of 100% of the base Sum Insured.

OneAssure

Health Insurance

Zuno

Health Insurance Platinum

Experience India's most trusted health insurance with Zuno Health Insurance. Get instant cashless treatment at 12500 network hospitals with sum insured up to ₹50 lakhs.

97.3

Claim Settlement Ratio

12500

Network Hospitals

0

Customer Rating

Get a Quote

97.3

Claim Settlement Ratio

12500

Network Hospitals

0

Customer Rating

Our Verdict

Expert Review: Zuno Health Insurance

Final Verdict

Zuno Health Insurance Platinum is a feature-rich premium health insurance plan offering high coverage limits, strong critical illness protection, maternity benefits, restoration benefits and extensive support services. It is suitable for customers seeking broad protection with enhanced benefit limits.

About

About Zuno Health Insurance

Zuno Health Insurance Platinum is the highest variant under the Zuno Health Insurance product and is designed for customers seeking comprehensive medical protection with high coverage limits. The plan covers hospitalization expenses, daycare procedures, AYUSH treatment, domiciliary hospitalization, organ donor expenses, ambulance charges, maternity expenses and modern treatments. It includes built-in restoration benefit, critical illness coverage equal to 100% of the sum insured, hospital cash, recovery benefits and shared accommodation rewards. In addition, policyholders receive access to emergency medical evacuation, medical repatriation, second medical opinion, compassionate visit and other travel-related assistance services within India.

Zuno Health Insurance Platinum is the highest variant under the Zuno Health Insurance product and is designed for customers seeking comprehensive medical protection with high coverage limits. The plan covers hospitalization expenses, daycare procedures, AYUSH treatment, domiciliary hospitalization, organ donor expenses, ambulance charges, maternity expenses and modern treatments. It includes built-in restoration benefit, critical illness coverage equal to 100% of the sum insured, hospital cash, recovery benefits and shared accommodation rewards. In addition, policyholders receive...

Inclusions and Exclusions

Inclusions and Exclusions of Zuno Insurance Company Limited

Room Rent

Normal: Standard Single Private Room
ICU: No capping

Advanced Treatments

Covered up to Sum Insured

AYUSH Treatment

Covered up to Sum Insured

Daycare Treatment

Covered up to Sum Insured

Co-payment

No mandatory co-pay below age 60

Waiting Period

Initial Waiting Period: 30 Days
Pre-existing Disease Waiting Period: 24 Months
Specific Disease/Procedure Waiting Period: 24 Months

Cashless Healthcare Providers

Available

Room Rent

Normal: Standard Single Private Room
ICU: No capping

Advanced Treatments

Covered up to Sum Insured

AYUSH Treatment

Covered up to Sum Insured

Pageof 3

Exclusions

Not available

Insurance Premium Calculator

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Name

Phone Number

Email

Your Enquiry

Name

Phone Number

Email

Your Enquiry

About the company

Zuno General Insurance, previously called Edelweiss General Insurance, was established in 2017 and is a part of Zuno Group. It provides insurance products in the areas of health, motor, travel, and corporate insurances. Zuno Health Insurance is committed to offering affordable and comprehensive health insurance which covers hospitalisation, critical illnesses, and wellness for individuals, families, and HNI clients. Their Easy policy buying, a simplified claim process, and 24x7 customer support are some of the core strengths of the company. Zuno General Insurance has been awarded multiple times since its inception among which are the FinTech India Innovation Award (2021), Customer Fest Awards (2021) as well as the Top 25 Financial Innovations of India (2020) recognitions are very notable. These are the awards that put the...

Zuno General Insurance, previously called Edelweiss General Insurance, was established in 2017 and is a part of Zuno Group. It provides insurance products in the areas of health, motor, travel, and corporate insurances. Zuno Health Insurance is committed to offering affordable and comprehensive health insurance which covers hospitalisation, critical illnesses, and wellness for individuals, families, and HNI clients. Their Easy policy buying, a simplified claim process, and 24x7 customer support are some of the core...