Insurance consultation preview on phone

For people with existing insurance

Lost in your policy? Stuck on a claim? We've got you.

Talk to a senior advisor about your policy or claim. Straight answers, no sales, no commissions.

Client requests

What we have helped people with

A few of the situations we've helped people navigate

I need help understanding whether I should continue my current policy or move to a plan with stronger long-term claim support.

Family member hospitalised (GBS, 8-9 days); no cashless, so filed reimbursement. Insurer keeps asking for the same documents repeatedly after submission. How can this be resolved?

I already have Niva Bupa Aspire plan from past 2 years, which ideally now covers critical illness as well. I want to move to a better plan, so looking for advise

My wife is a carcinoma survivor, fully recovered post thyroidectomy surgery 7 years ago. She is in her 30s, a Critical Care Doctor by profession and currently working with a leading govt. hospital. I want to ask if we could get her a decent health insurance policy considering her past history.

Hi, I have star health comprehensive health insurance, 2 adults + 1 child, for cover plus cr super top up. Got insured in aug 2022, no PED, not used the insurance until now, 3 years premium paid, please review and share your opinion.

Where we come in

Policy review

Honest take on what to keep, change, or drop

Catching things that could hurt you during a claim

What's covered, what isn't, and where the gaps are

Claims Support

Catching gaps before they cost you during a claim

Understanding exactly where your claim stands - and what to do next

Documentation, escalation, and insurer follow-up, handled with you

We won't try to sell you anything. And we can't guarantee how your insurer will decide. But we'll make sure you go in with the clearest possible picture of where you stand.

Our Services

Simple, transparent pricing

No hidden fees. No commissions. No upselling.

Policy Advisory

Policy Consultation

Whether it is about any pre existing health conditions, modern/ alternate treatments, planned/ unplanned hospitalisations, we help you:
  • Know exactly what your policy covers (and what it doesn't)

  • Catch gaps before they become expensive surprises

  • Honest take on whether to keep, change, or upgrade your plan

  • Up to 2 calls (30 mins each)

₹1499

₹999

/per consultation

Most Requested

Claims Advisory

Claims Consultation

Whether you're dealing with a hospitalisation, a rejection, or planning ahead for an upcoming treatment, we help you.
  • Helps you avoid gaps that could cost you during a claim

  • Clear, unbiased recommendations on what to do next

  • Full policy review - coverage, sublimits, exclusions

  • Up to 2 calls (30 mins each)

₹1999

₹1499

/per consultation

Full support

Claim Support

For situations where you don't just need advice, but someone to handle the entire process for you.

    Full refund if you don't find value — no questions asked.

    Why people trust us

    Why people trust us with important decisions

    01

    Experience across insurers - not tied to one

    We know how different companies handle policies and claims from the inside. No conflicts, no bias.

    02

    Deep claims knowledge, not just sales experience

    Our advisors have handled rejections, escalations, and settlements - not just sold policies.

    03

    Paid advisory means our only interest is helping you

    Over 10,000 families have come to us in their most confused moments and left with clarity.

    04

    Full refund if you don't find it useful - no questions asked

    We earn from you, not from insurers. That makes us structurally and genuinely on your side.

    Not sure which service you need?

    Answer one question and we'll point you in the right direction.

    A NOTE FROM THE FOUNDER

    Founder's Note


    "Over the years, I've spoken to thousands of people about insurance. And one thing comes up again and again - people only realise what their policy actually means when something goes wrong.
    A claim gets delayed. Or rejected. Or just becomes too confusing to deal with. And in that moment, the person who sold the policy is often not around. Or worse - unable to help.
    That's exactly why we built this. A place where you can come, get clear, honest guidance (at any stage of your insurance journey), and understand what to do next - without being sold anything.
    If you're feeling stuck or unsure, I hope this gives you the clarity you need."
    Ruchir Kanakia portrait
    Ruchir Kanakia
    Founder — OneAssure

    How it works

    Simple, structured, focused on outcomes.

    Insurance mistakes don't feel expensive - until a claim happens and you realise your policy doesn't cover what you thought it did. One conversation today can save you lakhs tomorrow.

    Step 1

    Pick what you need

    Policy review or claims support

    Step 2

    Share your documents

    Policy or claim paperwork, whatever's relevant

    Step 3

    Speak with a senior advisor

    Up to 2 calls of 30 mins each. Not a call centre.

    Step 4

    Walk away knowing what to do

    Specific, practical, and something you can act on today

    AI CHATBOT

    Not sure where to start?

    Try PolicyPal, our free AI assistant. It won't replace a real conversation, but it's a good place to start if you're not sure what you need yet.

    Are there any pet health insurance policies?

    What are PEDs?

    How to renew my policy?

    What is a cashless claim?

    What is difference between term and health plans?

    What is a reimbursement claim?

    Are there any maternity plans?

    What is a senior citizen policy?

    What is a network hospital?

    What is a waiting period?

    How to file a claim?

    Are there any pet health insurance policies?

    What are PEDs?

    How to renew my policy?

    What is a cashless claim?

    What is difference between term and health plans?

    What is a reimbursement claim?

    Are there any maternity plans?

    What is a senior citizen policy?

    What is a network hospital?

    What is a waiting period?

    How to file a claim?

    Are there any pet health insurance policies?

    What are PEDs?

    How to renew my policy?

    What is a cashless claim?

    What is difference between term and health plans?

    What is a reimbursement claim?

    Are there any maternity plans?

    What is a senior citizen policy?

    What is a network hospital?

    What is a waiting period?

    How to file a claim?

    AI iconAsk PolicyPal

    For complex situations - stuck claims, rejected claims, policy gaps - that's where OneAssure Pro is the right call.

    Looking for a new policy?

    If what you actually need is a fresh policy rather than advice on an existing one, our main advisory team can help with that - at no cost.

    FAQs

    Frequently Asked Questions

    Considering this for the first time? Learn what to expect before your consultation with us.

    Don't navigate this alone

    Insurance problems don't wait. Neither should you.

    Get clarity from someone who's actually handled real cases. Not a chatbot, not a salesperson.

    Just a quick question?