What No Claim Bonus is available in the Gold Plan?

The Gold Plan offers a 50% increase in Sum Insured for every claim-free year, up to a maximum of 100% cumulative bonus.

Does the Gold Plan provide maternity coverage?

Yes. The Gold Plan covers maternity expenses up to ₹50,000 after completion of 48 months of continuous coverage.

Is Restoration Benefit included?

Yes. Gold Plan includes automatic restoration of 100% of the Sum Insured once in a policy year if the base coverage is exhausted due to claims.

Does the plan cover Critical Illness?

Yes. Gold Plan provides Critical Illness coverage equal to 50% of the Sum Insured for specified critical illnesses such as Cancer, Heart Attack, Stroke, Paralysis and CABG.

OneAssure

Health Insurance

Zuno

Health Insurance Gold

Experience India's most trusted health insurance with Zuno Health Insurance. Get instant cashless treatment at 12500 network hospitals with sum insured up to ₹50 lakhs.

97.3

Claim Settlement Ratio

12500

Network Hospitals

0

Customer Rating

Get a Quote

97.3

Claim Settlement Ratio

12500

Network Hospitals

0

Customer Rating

Our Verdict

Expert Review: Zuno Health Insurance

Final Verdict

Zuno Health Insurance Gold is suitable for families and individuals looking for a balanced health insurance plan with maternity coverage, restoration benefits, strong No Claim Bonus accumulation and critical illness protection at a moderate premium level.

About

About Zuno Health Insurance

Zuno Health Insurance Gold is a comprehensive indemnity health insurance policy offering coverage for hospitalization expenses, pre and post hospitalization expenses, daycare treatments, AYUSH treatment, domiciliary hospitalization, organ donor expenses and ambulance services. The plan includes built-in restoration benefit, critical illness coverage equal to 50% of sum insured, maternity benefit up to ₹50,000, hospital cash, recovery benefit and shared accommodation rewards. The policy also provides assistance services such as emergency medical evacuation, second medical opinion, compassionate visit and medical repatriation support.

Zuno Health Insurance Gold is a comprehensive indemnity health insurance policy offering coverage for hospitalization expenses, pre and post hospitalization expenses, daycare treatments, AYUSH treatment, domiciliary hospitalization, organ donor expenses and ambulance services. The plan includes built-in restoration benefit, critical illness coverage equal to 50% of sum insured, maternity benefit up to ₹50,000, hospital cash, recovery benefit and shared accommodation rewards. The policy also provides assistance services such as emergency medical evacuation, second medical opinion,...

Inclusions and Exclusions

Inclusions and Exclusions of Zuno Insurance Company Limited

Room Rent

Normal: Standard Single Private Room
ICU: No capping

Advanced Treatments

Covered up to Sum Insured

Co-payment

No mandatory co-pay below age 60

Waiting Period

Initial Waiting Period: 30 Days
Pre-existing Disease Waiting Period: 36 Months
Specific Disease Waiting Period: 24 Months

Cashless Healthcare Providers

Available

Daycare Treatment

Covered up to Sum Insured

AYUSH Treatment

Covered up to Sum Insured

Room Rent

Normal: Standard Single Private Room
ICU: No capping

Advanced Treatments

Covered up to Sum Insured

Co-payment

No mandatory co-pay below age 60

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Exclusions

Not available

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About the company

Zuno General Insurance, previously called Edelweiss General Insurance, was established in 2017 and is a part of Zuno Group. It provides insurance products in the areas of health, motor, travel, and corporate insurances. Zuno Health Insurance is committed to offering affordable and comprehensive health insurance which covers hospitalisation, critical illnesses, and wellness for individuals, families, and HNI clients. Their Easy policy buying, a simplified claim process, and 24x7 customer support are some of the core strengths of the company. Zuno General Insurance has been awarded multiple times since its inception among which are the FinTech India Innovation Award (2021), Customer Fest Awards (2021) as well as the Top 25 Financial Innovations of India (2020) recognitions are very notable. These are the awards that put the...

Zuno General Insurance, previously called Edelweiss General Insurance, was established in 2017 and is a part of Zuno Group. It provides insurance products in the areas of health, motor, travel, and corporate insurances. Zuno Health Insurance is committed to offering affordable and comprehensive health insurance which covers hospitalisation, critical illnesses, and wellness for individuals, families, and HNI clients. Their Easy policy buying, a simplified claim process, and 24x7 customer support are some of the core...