How does the waiting period affect my coverage?

SBI Arogya Supreme Pro covers pre-existing diseases after a 3-year waiting period.

What happens if I don’t use my health insurance benefits for the entire year?

Offers a No-Claim Bonus Booster, increasing sum insured for claim-free years.

Will my health insurance cover treatment abroad?

Does not cover international treatments; applicable only for treatments within India.

OneAssure

Health Insurance

SBI

Arogya Supreme Pro

Arogya Supreme Pro Plan

Experience India's most trusted health insurance with SBI Health Insurance. Get instant cashless treatment at 20000 network hospitals with sum insured up to ₹50 lakhs.

97

Claim Settlement Ratio

20000

Network Hospitals

8

Customer Rating

Get a Quote

97

Claim Settlement Ratio

20000

Network Hospitals

8

Customer Rating

Our Verdict

Expert Review: SBI Health Insurance

Final Verdict

SBI Arogya Supreme Pro offers comprehensive coverage with no room rent sub-limits and add-ons like critical illness and maternity benefits. Ideal for families seeking robust healthcare protection and financial security.

About

About SBI Health Insurance

SBI Health Insurance’s Arogya Supreme Pro is a comprehensive health plan offering extensive coverage for medical expenses. It includes hospitalization, pre- and post-hospitalization, day-care procedures, domiciliary treatment, and ambulance charges. The plan provides a high sum insured, cashless treatment at network hospitals, and annual health check-ups. Optional add-ons like critical illness cover and maternity benefits enhance protection. With no sub-limits on room rent and attractive no-claim bonuses, Arogya Supreme Pro ensures financial security and quality healthcare for policyholders.

SBI Health Insurance’s Arogya Supreme Pro is a comprehensive health plan offering extensive coverage for medical expenses. It includes hospitalization, pre- and post-hospitalization, day-care procedures, domiciliary treatment, and ambulance charges. The plan provides a high sum insured, cashless treatment at network hospitals, and annual health check-ups. Optional add-ons like critical illness cover and maternity benefits enhance protection. With no sub-limits on room rent and attractive no-claim bonuses, Arogya Supreme Pro ensures financial security and quality healthcare for...

Inclusions and Exclusions

Inclusions and Exclusions of SBI Insurance Company Limited

Room Rent

Normal: No sub-limits; covered up to the sum insured.
ICU: Fully covered up to the sum insured.

Advanced Treatments

Covers modern medical procedures like Robotic surgery, Stem cell therapy, and Organ transplant treatments.

Co-payment

Allowing policyholders to choose a co-payment of either 10% or 20%.

Waiting Period

Pre-existing diseases: Covered after a 3-year waiting period.
Specific illnesses: Waiting period of 2 years.

Cashless Healthcare Providers

Access to 20,000+ network hospitals across India for cashless treatments.

Daycare Treatment

Covers 500+ day-care procedures, including cataract surgery, dialysis, and chemotherapy.

AYUSH Treatment

Covers Ayurveda, Yoga, Unani, Siddha, and Homeopathy treatments up to the sum insured.

Room Rent

Normal: No sub-limits; covered up to the sum insured.
ICU: Fully covered up to the sum insured.

Advanced Treatments

Covers modern medical procedures like Robotic surgery, Stem cell therapy, and Organ transplant treatments.

Co-payment

Allowing policyholders to choose a co-payment of either 10% or 20%.

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Exclusions

Pre-existing diseases covered after a 3-year waiting period.
Cosmetic and dental treatments excluded unless due to accidental injury.
Self-inflicted injuries, including suicide attempts and substance abuse, are not covered.
Injuries caused by war, terrorism, or nuclear exposure are excluded.
Unproven, experimental, or non-standard medical treatments are not covered.
Pregnancy-related expenses are excluded unless covered under maternity benefits.
HIV/AIDS and sexually transmitted diseases (STDs) are not covered unless included in specific add-ons.
Treatment for injuries sustained during hazardous activities or adventure sports is excluded.

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About the company

SBI Hеalth Insurancе is onе of India’s most rеliablе and customеr-focusеd hеalth insurancе providеrs, dеdicatеd to еnsuring complеtе financial sеcurity during mеdical еmеrgеnciеs. Thе company strivеs to makе quality hеalthcarе accеssiblе through its widе rangе of affordablе and comprеhеnsivе plans.
SBI Hеalth offеrs divеrsе policy options dеsignеd for individuals, familiеs, sеnior citizеns, and corporatе еmployееs. Each plan providеs covеragе for hospitalisation costs, surgеriеs, daycarе procеdurеs, and prе and post-hospitalisation еxpеnsеs. In addition, thе insurеr еxtеnds global covеragе, prеvеntivе wеllnеss bеnеfits, and top-up options to strеngthеn protеction according to variеd hеalthcarе nееds.

SBI Hеalth Insurancе is onе of India’s most rеliablе and customеr-focusеd hеalth insurancе providеrs, dеdicatеd to еnsuring complеtе financial sеcurity during mеdical еmеrgеnciеs. Thе company strivеs to makе quality hеalthcarе accеssiblе through its widе rangе of affordablе and comprеhеnsivе plans. SBI Hеalth offеrs divеrsе policy options dеsignеd for individuals, familiеs, sеnior citizеns, and corporatе еmployееs. Each plan providеs covеragе for hospitalisation costs, surgеriеs, daycarе procеdurеs, and prе and post-hospitalisation еxpеnsеs. In addition, thе insurеr еxtеnds...