Arogya Supreme Premium Plan

Allowing policyholders to choose a co-payment of either 10% or 20% on claims.

Normal: Coverage is provided for a Single Private AC Room.

ICU: Actual ICU/ICCU expenses are covered as billed by the hospital.

Uterine Artery Embolization and HIFU (High intensity focused ultrasound)

Balloon Sinuplasty

Deep Brain stimulation

Oral chemotherapy

Immunotherapy - Monoclonal Antibody to be given as injection

Intra vitreal injections

Robotic surgeries

Stereotactic radio surgeries

Bronchical Thermoplasty

Vaporisation of the prostrate (Green laser treatment or holmium laser treatment)

IONM - (Intra Operative Neuro Monitoring)

Stem cell therapy: Hematopoietic stem cells for bone marrow transplant for haematological conditions to be covered up to 25% of sum insured.

Initial Waiting Period: 30 days from policy inception, excluding accidents.

Specific Illnesses: A 2-year waiting period applies to certain specified diseases.

Pre-existing Diseases: Coverage begins after a 3-year waiting period.

Hypertension, Diabetes, and Cardiac Conditions: A 90-day waiting period applies if these are not pre-existing at policy purchase.

Access to 16,881 network hospitals.

Medical procedures requiring less than 24-hour hospitalization are covered up to the Sum Insured, as per the indicative daycare list.

Expenses for alternative treatments, including Ayurveda, Yoga, Unani, Siddha, and Homeopathy, are covered up to the Sum Insured.