When are pre-existing diseases covered under Supreme Senior Super?

Pre-existing diseases are covered after a waiting period of 48 months from policy inception. Coverage becomes available once the waiting period is completed and policy conditions are met.

How does the Unlimited Automatic Recharge benefit work?

The policy automatically restores the sum insured an unlimited number of times during the policy year. The recharge can be used for the same illness, different illnesses, or different insured members, subject to policy conditions.

Does the cumulative bonus reduce after a claim?

No. The cumulative bonus is not reduced because of claims. The policy provides a 50% increase in sum insured at renewal, up to a maximum of 100% of the base sum insured.

Are there treatment-specific limits under Supreme Senior Super?

Yes. Certain treatments such as cataract surgery, knee replacement, cancer treatment, dialysis, hernia surgery, hysterectomy, and stone removal procedures are subject to specified sub-limits based on the chosen sum insured.

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Health Insurance

Care

Supreme Senior Super

Experience India's most trusted health insurance with Care Health Insurance. Get instant cashless treatment at 19000 network hospitals with sum insured up to ₹50 lakhs.

96

Claim Settlement Ratio

19000

Network Hospitals

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Customer Rating

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96

Claim Settlement Ratio

19000

Network Hospitals

0

Customer Rating

Our Verdict

Expert Review: Care Health Insurance

Final Verdict

Supreme Senior Super combines senior-focused hospitalization coverage with unlimited recharge, cumulative bonus protection, wellness rewards, and optional healthcare support services for long-term medical needs.

About

About Care Health Insurance

Supreme Senior Super is a health insurance plan designed specifically for senior citizens aged 61 years and above. The policy covers hospitalization expenses, daycare treatments, advanced technology procedures, AYUSH treatment, domiciliary hospitalization, organ donor expenses, and unlimited e-consultations. It offers unlimited automatic recharge benefits and a cumulative bonus that increases coverage without being reduced by claims. Additional optional benefits such as palliative care, home modification support, disease management programs, and OPD services make the plan suitable for seniors seeking long-term healthcare protection.

Supreme Senior Super is a health insurance plan designed specifically for senior citizens aged 61 years and above. The policy covers hospitalization expenses, daycare treatments, advanced technology procedures, AYUSH treatment, domiciliary hospitalization, organ donor expenses, and unlimited e-consultations. It offers unlimited automatic recharge benefits and a cumulative bonus that increases coverage without being reduced by claims. Additional optional benefits such as palliative care, home modification support, disease management programs, and OPD services make the plan...

Inclusions and Exclusions

Inclusions and Exclusions of Care Insurance Company Limited

Room Rent

Normal: Most Economical Single Private AC Room
ICU: No Limit

Advanced Treatments

Advanced Technology Methods Covered

Co-payment

20% Co-payment applicable on all claims

Waiting Period

Initial Waiting Period: 30 Days
Pre-existing Disease Waiting Period: 48 Months

Cashless Healthcare Providers

Available through network hospitals

Daycare Treatment

Covered up to Sum Insured

AYUSH Treatment

Covered up to Sum Insured

Room Rent

Normal: Most Economical Single Private AC Room
ICU: No Limit

Advanced Treatments

Advanced Technology Methods Covered

Co-payment

20% Co-payment applicable on all claims

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Exclusions

Not available

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About the company

Carе Hеalth Insurancе (formеrly known as Rеligarе Hеalth Insurancе) is onе of India’s most trustеd and customеr-cеntric hеalth insurancе companiеs. It is dеdicatеd to providing comprеhеnsivе and affordablе hеalth covеragе that hеlps individuals and familiеs stay financially sеcurе during mеdical еmеrgеnciеs.
Carе Hеalth offеrs a widе rangе of plans tailorеd for individuals, familiеs, sеnior citizеns, and corporatе groups. Each policy is thoughtfully dеsignеd to covеr hospitalization еxpеnsеs, surgеriеs, daycarе procеdurеs, and both prе- and post-hospitalization costs. Thе insurеr also providеs global covеragе options, wеllnеss-basеd bеnеfits, and top-up plans to еnhancе protеction basеd on spеcific hеalthcarе nееds.

Carе Hеalth Insurancе (formеrly known as Rеligarе Hеalth Insurancе) is onе of India’s most trustеd and customеr-cеntric hеalth insurancе companiеs. It is dеdicatеd to providing comprеhеnsivе and affordablе hеalth covеragе that hеlps individuals and familiеs stay financially sеcurе during mеdical еmеrgеnciеs. Carе Hеalth offеrs a widе rangе of plans tailorеd for individuals, familiеs, sеnior citizеns, and corporatе groups. Each policy is thoughtfully dеsignеd to covеr hospitalization еxpеnsеs, surgеriеs, daycarе procеdurеs, and both prе- and post-hospitalization...