When are pre-existing diseases covered under Supreme Super Saver?

Pre-existing diseases are covered after a waiting period of 36 months of continuous coverage. Once the waiting period is completed, eligible claims can be covered according to policy terms.

What is the Unlimited Automatic Recharge benefit?

The policy automatically restores the sum insured an unlimited number of times for both related and unrelated illnesses, subject to policy conditions. This helps maintain coverage even after large claims.

Does the plan cover modern treatments?

Yes. Modern treatments are covered up to the sum insured, and the brochure specifically states there are no sub-limits on modern or conventional treatments.

Can I earn renewal discounts under this plan?

Yes. Through the wellness benefit, policyholders can earn renewal discounts of up to 30% by achieving healthy activity milestones such as maintaining step-count targets.

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Health Insurance

Care

Supreme Super Saver

Experience India's most trusted health insurance with Care Health Insurance. Get instant cashless treatment at 19000 network hospitals with sum insured up to ₹50 lakhs.

96

Claim Settlement Ratio

19000

Network Hospitals

0

Customer Rating

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96

Claim Settlement Ratio

19000

Network Hospitals

0

Customer Rating

Our Verdict

Expert Review: Care Health Insurance

Final Verdict

Supreme Super Saver combines comprehensive hospitalization coverage with unlimited automatic recharge, no treatment sub-limits, and cumulative bonus benefits that continue even after claims.

About

About Care Health Insurance

Supreme Super Saver is a comprehensive health insurance plan from Care Health Insurance that covers hospitalization, daycare procedures, modern treatments, AYUSH treatment, domiciliary hospitalization, and organ donor expenses. The plan stands out for offering unlimited automatic recharge benefits for both related and unrelated illnesses, ensuring coverage can be restored multiple times during the policy year. It also provides cumulative bonus benefits that remain unaffected by claims and includes wellness-focused features such as e-consultations and renewal discounts linked to healthy lifestyle activities. The plan is designed for individuals and families seeking broad coverage with long-term value-added benefits.

Supreme Super Saver is a comprehensive health insurance plan from Care Health Insurance that covers hospitalization, daycare procedures, modern treatments, AYUSH treatment, domiciliary hospitalization, and organ donor expenses. The plan stands out for offering unlimited automatic recharge benefits for both related and unrelated illnesses, ensuring coverage can be restored multiple times during the policy year. It also provides cumulative bonus benefits that remain unaffected by claims and includes wellness-focused features such as e-consultations and renewal...

Inclusions and Exclusions

Inclusions and Exclusions of Care Insurance Company Limited

Room Rent

Normal: Up to Sum Insured
ICU: Up to Sum Insured

Advanced Treatments

All Modern Treatments Covered

Co-payment

Not mentioned

Waiting Period

Initial Waiting Period: 30 Days
Pre-existing Disease Waiting Period: 36 Months
Specific Disease/Procedure Waiting Period: 24 Months

Cashless Healthcare Providers

Available through network hospitals

Daycare Treatment

All Day Care Procedures Covered

AYUSH Treatment

Covered up to Sum Insured

Room Rent

Normal: Up to Sum Insured
ICU: Up to Sum Insured

Advanced Treatments

All Modern Treatments Covered

Co-payment

Not mentioned

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Exclusions

Not available

Add ons

Add-Ons

Porting Tenure

Claim Shield Plus

Unlimited Care

Care OPD

Wait Period Modification

Annual Health Check-up

Instant Cover

BeFit Benefit

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About the company

Carе Hеalth Insurancе (formеrly known as Rеligarе Hеalth Insurancе) is onе of India’s most trustеd and customеr-cеntric hеalth insurancе companiеs. It is dеdicatеd to providing comprеhеnsivе and affordablе hеalth covеragе that hеlps individuals and familiеs stay financially sеcurе during mеdical еmеrgеnciеs.
Carе Hеalth offеrs a widе rangе of plans tailorеd for individuals, familiеs, sеnior citizеns, and corporatе groups. Each policy is thoughtfully dеsignеd to covеr hospitalization еxpеnsеs, surgеriеs, daycarе procеdurеs, and both prе- and post-hospitalization costs. Thе insurеr also providеs global covеragе options, wеllnеss-basеd bеnеfits, and top-up plans to еnhancе protеction basеd on spеcific hеalthcarе nееds.

Carе Hеalth Insurancе (formеrly known as Rеligarе Hеalth Insurancе) is onе of India’s most trustеd and customеr-cеntric hеalth insurancе companiеs. It is dеdicatеd to providing comprеhеnsivе and affordablе hеalth covеragе that hеlps individuals and familiеs stay financially sеcurе during mеdical еmеrgеnciеs. Carе Hеalth offеrs a widе rangе of plans tailorеd for individuals, familiеs, sеnior citizеns, and corporatе groups. Each policy is thoughtfully dеsignеd to covеr hospitalization еxpеnsеs, surgеriеs, daycarе procеdurеs, and both prе- and post-hospitalization...