When are pre-existing diseases covered under Supreme Senior Premium?

Pre-existing diseases are covered after a waiting period of 48 months from policy inception. Coverage becomes available after completing the waiting period and meeting policy conditions.

What makes Supreme Senior Premium different from Senior Super?

Supreme Senior Premium does not have the treatment-specific sub-limits applicable under the Senior Super option. This provides greater flexibility when claiming for covered medical treatments.

How does the Unlimited Automatic Recharge feature work?

The policy automatically restores the sum insured unlimited times during the policy year. The restored coverage can be used for the same person, different illnesses, or different insured members, subject to policy conditions.

Is co-payment applicable under Supreme Senior Premium?

Yes. A 20% co-payment applies on all admissible claims, meaning the insured pays a portion of eligible claim expenses while the insurer covers the remaining amount as per policy terms.

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Health Insurance

Care

Supreme Senior Premium

Experience India's most trusted health insurance with Care Health Insurance. Get instant cashless treatment at 19000 network hospitals with sum insured up to ₹50 lakhs.

96

Claim Settlement Ratio

19000

Network Hospitals

0

Customer Rating

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96

Claim Settlement Ratio

19000

Network Hospitals

0

Customer Rating

Our Verdict

Expert Review: Care Health Insurance

Final Verdict

Supreme Senior Premium is a senior-focused health insurance plan that combines unlimited recharge, no treatment sub-limits, cumulative bonus protection, and wellness-linked renewal benefits.

About

About Care Health Insurance

Supreme Senior Premium is a health insurance plan designed specifically for senior citizens aged 61 years and above. The policy covers hospitalization expenses, daycare procedures, advanced technology treatments, AYUSH treatment, domiciliary hospitalization, organ donor expenses, and unlimited e-consultations. Unlike the Senior Super option, the Senior Premium variant does not apply treatment-specific sub-limits, offering broader claim flexibility. Additional benefits such as unlimited automatic recharge, cumulative bonus protection, wellness rewards, and optional palliative care support help address long-term healthcare needs for seniors.

Supreme Senior Premium is a health insurance plan designed specifically for senior citizens aged 61 years and above. The policy covers hospitalization expenses, daycare procedures, advanced technology treatments, AYUSH treatment, domiciliary hospitalization, organ donor expenses, and unlimited e-consultations. Unlike the Senior Super option, the Senior Premium variant does not apply treatment-specific sub-limits, offering broader claim flexibility. Additional benefits such as unlimited automatic recharge, cumulative bonus protection, wellness rewards, and optional palliative care support help address...

Inclusions and Exclusions

Inclusions and Exclusions of Care Insurance Company Limited

Room Rent

Normal: Most Economical Single Private AC Room
ICU: No Limit

Advanced Treatments

Advanced Technology Methods Covered

Co-payment

20% Co-payment on all claims

Waiting Period

Initial Waiting Period: 30 Days
Pre-existing Disease Waiting Period: 48 Months

Cashless Healthcare Providers

Available through network hospitals

Daycare Treatment

Covered up to Sum Insured

AYUSH Treatment

Covered up to Sum Insured

Room Rent

Normal: Most Economical Single Private AC Room
ICU: No Limit

Advanced Treatments

Advanced Technology Methods Covered

Co-payment

20% Co-payment on all claims

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Exclusions

Not available

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About the company

Carе Hеalth Insurancе (formеrly known as Rеligarе Hеalth Insurancе) is onе of India’s most trustеd and customеr-cеntric hеalth insurancе companiеs. It is dеdicatеd to providing comprеhеnsivе and affordablе hеalth covеragе that hеlps individuals and familiеs stay financially sеcurе during mеdical еmеrgеnciеs.
Carе Hеalth offеrs a widе rangе of plans tailorеd for individuals, familiеs, sеnior citizеns, and corporatе groups. Each policy is thoughtfully dеsignеd to covеr hospitalization еxpеnsеs, surgеriеs, daycarе procеdurеs, and both prе- and post-hospitalization costs. Thе insurеr also providеs global covеragе options, wеllnеss-basеd bеnеfits, and top-up plans to еnhancе protеction basеd on spеcific hеalthcarе nееds.

Carе Hеalth Insurancе (formеrly known as Rеligarе Hеalth Insurancе) is onе of India’s most trustеd and customеr-cеntric hеalth insurancе companiеs. It is dеdicatеd to providing comprеhеnsivе and affordablе hеalth covеragе that hеlps individuals and familiеs stay financially sеcurе during mеdical еmеrgеnciеs. Carе Hеalth offеrs a widе rangе of plans tailorеd for individuals, familiеs, sеnior citizеns, and corporatе groups. Each policy is thoughtfully dеsignеd to covеr hospitalization еxpеnsеs, surgеriеs, daycarе procеdurеs, and both prе- and post-hospitalization...