Is co-payment mandatory in this plan?

No, the default co-payment is 0%. Customers can optionally choose 10% or 20% co-payment variants.

What is the waiting period for pre-existing diseases in this plan?

The waiting period for pre-existing diseases is 2 years under the Apex Plus plan. Initial waiting period is 30 days, except for accidental emergencies.

Does this plan provide worldwide hospitalization coverage?

Yes, the plan offers worldwide hospitalization coverage up to Sum Insured. This benefit is available only for policies with Sum Insured of ₹25 Lakhs and above.

How does the cashless claim process work?

The insured person can get admitted to a network hospital and submit the pre-authorization form at the insurance desk. ICICI Lombard Health Care reviews the request and approves, queries, or rejects the claim based on policy terms.

OneAssure

Health Insurance

Care

Supreme Senior Health AdvantEdge

Health AdvantEdge

Experience India's most trusted health insurance with Care Health Insurance. Get instant cashless treatment at 19000 network hospitals with sum insured up to ₹50 lakhs.

96

Claim Settlement Ratio

19000

Network Hospitals

0

Customer Rating

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96

Claim Settlement Ratio

19000

Network Hospitals

0

Customer Rating

Our Verdict

Expert Review: Care Health Insurance

Final Verdict

Health AdvantEdge is suited for buyers looking for high coverage limits, room rent flexibility, and restore benefits with optional maternity and critical illness protection.

About

About Care Health Insurance

ICICI Lombard Health AdvantEdge is a comprehensive health insurance plan offering coverage from ₹5 Lakhs up to ₹3 Crores. The plan includes in-patient hospitalization, AYUSH treatment, daycare procedures, home care treatment, restore benefits, and optional maternity and critical illness covers. Customers also get features like worldwide hospitalization cover for higher sum insured options, teleconsultations, wellness services, and inflation-linked sum insured protection. The plan is designed for individuals and families looking for long-term health coverage with lifelong renewability.

ICICI Lombard Health AdvantEdge is a comprehensive health insurance plan offering coverage from ₹5 Lakhs up to ₹3 Crores. The plan includes in-patient hospitalization, AYUSH treatment, daycare procedures, home care treatment, restore benefits, and optional maternity and critical illness covers. Customers also get features like worldwide hospitalization cover for higher sum insured options, teleconsultations, wellness services, and inflation-linked sum insured protection. The plan is designed for individuals and families looking for long-term health coverage with...

Inclusions and Exclusions

Inclusions and Exclusions of Care Insurance Company Limited

Room Rent

Normal: Any category room; Up to Sum Insured
ICU: Up to Sum Insured

Co-payment

0% co-payment

Cashless Healthcare Providers

Cashless treatment available at network hospitals

Advanced Treatments

Home care treatment, teleconsultations, domestic air ambulance, bariatric surgery, worldwide cover

Waiting Period

Initial Waiting Period: 30 days (waived in accidental emergencies)
Pre-existing Disease Waiting Period: 2 years
Specific Disease/Procedure Waiting Period: 2 years

Daycare Treatment

All daycare procedures covered

AYUSH Treatment

Covered up to Sum Insured

Room Rent

Normal: Any category room; Up to Sum Insured
ICU: Up to Sum Insured

Co-payment

0% co-payment

Cashless Healthcare Providers

Cashless treatment available at network hospitals

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Exclusions

Not available

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About the company

Carе Hеalth Insurancе (formеrly known as Rеligarе Hеalth Insurancе) is onе of India’s most trustеd and customеr-cеntric hеalth insurancе companiеs. It is dеdicatеd to providing comprеhеnsivе and affordablе hеalth covеragе that hеlps individuals and familiеs stay financially sеcurе during mеdical еmеrgеnciеs.
Carе Hеalth offеrs a widе rangе of plans tailorеd for individuals, familiеs, sеnior citizеns, and corporatе groups. Each policy is thoughtfully dеsignеd to covеr hospitalization еxpеnsеs, surgеriеs, daycarе procеdurеs, and both prе- and post-hospitalization costs. Thе insurеr also providеs global covеragе options, wеllnеss-basеd bеnеfits, and top-up plans to еnhancе protеction basеd on spеcific hеalthcarе nееds.

Carе Hеalth Insurancе (formеrly known as Rеligarе Hеalth Insurancе) is onе of India’s most trustеd and customеr-cеntric hеalth insurancе companiеs. It is dеdicatеd to providing comprеhеnsivе and affordablе hеalth covеragе that hеlps individuals and familiеs stay financially sеcurе during mеdical еmеrgеnciеs. Carе Hеalth offеrs a widе rangе of plans tailorеd for individuals, familiеs, sеnior citizеns, and corporatе groups. Each policy is thoughtfully dеsignеd to covеr hospitalization еxpеnsеs, surgеriеs, daycarе procеdurеs, and both prе- and post-hospitalization...