Is co-payment mandatory in this plan?

No, the default co-payment is 0%. Customers can optionally choose 10% or 20% co-payment variants.

What is the waiting period for pre-existing diseases in this plan?

The waiting period for pre-existing diseases is 2 years under the Apex Plus plan. Initial waiting period is 30 days, except for accidental emergencies.

Does this plan provide worldwide hospitalization coverage?

Yes, the plan offers worldwide hospitalization coverage up to Sum Insured. This benefit is available only for policies with Sum Insured of ₹25 Lakhs and above.

How does the cashless claim process work?

The insured person can get admitted to a network hospital and submit the pre-authorization form at the insurance desk. ICICI Lombard Health Care reviews the request and approves, queries, or rejects the claim based on policy terms.

OneAssure

Health Insurance

Care

Supreme Senior Health AdvantEdge

Health AdvantEdge

Experience India's most trusted health insurance with Care Health Insurance. Get instant cashless treatment at 22000 network hospitals with sum insured up to ₹50 lakhs.

96%

Claim Settlement Ratio

22000+

Network Hospitals

0

Customer Rating

Policy Brochure

Get a Quote

96%

Claim Settlement Ratio

22000+

Network Hospitals

0

Customer Rating

Policy Brochure

Our Verdict

Expert Review: Care Supreme Senior Health AdvantEdge

Final Verdict

Health AdvantEdge is suited for buyers looking for high coverage limits, room rent flexibility, and restore benefits with optional maternity and critical illness protection.

About

About Care Supreme Senior Health AdvantEdge

ICICI Lombard Health AdvantEdge is a comprehensive health insurance plan offering coverage from ₹5 Lakhs up to ₹3 Crores. The plan includes in-patient hospitalization, AYUSH treatment, daycare procedures, home care treatment, restore benefits, and optional maternity and critical illness covers. Customers also get features like worldwide hospitalization cover for higher sum insured options, teleconsultations, wellness services, and inflation-linked sum insured protection. The plan is designed for individuals and families looking for long-term health coverage with lifelong renewability.

ICICI Lombard Health AdvantEdge is a comprehensive health insurance plan offering coverage from ₹5 Lakhs up to ₹3 Crores. The plan includes in-patient hospitalization, AYUSH treatment, daycare procedures, home care treatment, restore benefits, and optional maternity and critical illness covers. Customers also get features like worldwide hospitalization cover for higher sum insured options, teleconsultations, wellness services, and inflation-linked sum insured protection. The plan is designed for individuals and families looking for long-term health coverage with...

Health AdvantEdge Ratings

Ratings: Care Health AdvantEdge

Insurer Rating

7.51

out of 10

Insurance Rating

6.25

out of 10

No Room Rent Limit

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Consumables Covered

No

No Co-payment

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Loyalty Bonus >= 500%

Yes

No Disease Sublimits

Yes

Unlimited Restoration

Yes

Additional Benefits (Informational Only — Not part of score)

PED Waiting <= 2 Years

No

Maternity Available

No

Waiting Period Waiver

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Testimonials

Real People. Real Relief

These are the moments that show what we really do. We don't sell you a policy. We stand by you when it matters most.

I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.

Prashant Pandey

Mumbai, Maharashtra

Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.

Jatin Gala

Mumbai, Maharashtra

My heartfelt thanks to the OneAssure team for making my insurance claim process effortless. Right from the very first interaction, they demonstrated professionalism, clear communication, and an impressive command of the procedures involved. Their swift updates, timely guidance, and persistent follow-through removed all the stress from what could have been a complicated experience.

Anju Renjith

Bengaluru, Karnataka

I am truly grateful for the support and guidance I received in settling my insurance claim. The entire process was handled with great professionalism, clarity, and efficiency. Their prompt response, deep knowledge of the procedures, and consistent follow-ups ensured a smooth and hassle-free experience.Thank you once again for your invaluable help, highly recommended!

Yogesh Meena

Jaipur, Rajasthan

I recently had the pleasure of purchasing health insurance for my parents through this company, and my experience has been exceptional...The team was incredibly patient and took the time to explain every detail to me. No matter how many times I asked questions, they were always calm and thorough in their explanations. Their professionalism and dedication made a significant difference in helping me make an informed decision.

Akash Kumar

West Bengal

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Inclusions and Exclusions

Inclusions and Exclusions of Care Supreme Senior Health AdvantEdge

Room Rent

Normal: Any category room; Up to Sum Insured
ICU: Up to Sum Insured

Co-payment

0% co-payment

Waiting Period

Initial Waiting Period: 30 days (waived in accidental emergencies)
Pre-existing Disease Waiting Period: 2 years
Specific Disease/Procedure Waiting Period: 2 years

Advanced Treatments

Home care treatment, teleconsultations, domestic air ambulance, bariatric surgery, worldwide cover

Cashless Healthcare Providers

Cashless treatment available at network hospitals

Daycare Treatment

All daycare procedures covered

AYUSH Treatment

Covered up to Sum Insured

Room Rent

Normal: Any category room; Up to Sum Insured
ICU: Up to Sum Insured

Co-payment

0% co-payment

Cashless Healthcare Providers

Cashless treatment available at network hospitals

Exclusions

Not available

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About the company

Carе Hеalth Insurancе (formеrly known as Rеligarе Hеalth Insurancе) is onе of India’s most trustеd and customеr-cеntric hеalth insurancе companiеs. It is dеdicatеd to providing comprеhеnsivе and affordablе hеalth covеragе that hеlps individuals and familiеs stay financially sеcurе during mеdical еmеrgеnciеs.
Carе Hеalth offеrs a widе rangе of plans tailorеd for individuals, familiеs, sеnior citizеns, and corporatе groups. Each policy is thoughtfully dеsignеd to covеr hospitalization еxpеnsеs, surgеriеs, daycarе procеdurеs, and both prе- and post-hospitalization costs. Thе insurеr also providеs global covеragе options, wеllnеss-basеd bеnеfits, and top-up plans to еnhancе protеction basеd on spеcific hеalthcarе nееds.

Carе Hеalth Insurancе (formеrly known as Rеligarе Hеalth Insurancе) is onе of India’s most trustеd and customеr-cеntric hеalth insurancе companiеs. It is dеdicatеd to providing comprеhеnsivе and affordablе hеalth covеragе that hеlps individuals and familiеs stay financially sеcurе during mеdical еmеrgеnciеs. Carе Hеalth offеrs a widе rangе of plans tailorеd for individuals, familiеs, sеnior citizеns, and corporatе groups. Each policy is thoughtfully dеsignеd to covеr hospitalization еxpеnsеs, surgеriеs, daycarе procеdurеs, and both prе- and post-hospitalization...