When are pre-existing diseases covered under Plus Youth?

Pre-existing diseases are covered after a waiting period of 36 months from policy inception. Coverage becomes available once the waiting period is completed and policy conditions are met.

How does the Inflation Shield benefit work?

Inflation Shield increases the base sum insured at renewal based on the previous year's inflation rate. This helps maintain the value of coverage against rising healthcare costs.

What is the Unlimited Automatic Recharge benefit?

The policy automatically restores the sum insured and allows the same insured person to use the recharged coverage for the same illness, subject to policy conditions.

Does Plus Youth include maternity coverage?

Maternity and New Born Cover is available as an optional benefit. A waiting period of 24 months applies before maternity-related claims become eligible.

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Health Insurance

Care

Plus Youth

Experience India's most trusted health insurance with Care Health Insurance. Get instant cashless treatment at 19000 network hospitals with sum insured up to ₹50 lakhs.

96

Claim Settlement Ratio

19000

Network Hospitals

0

Customer Rating

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96

Claim Settlement Ratio

19000

Network Hospitals

0

Customer Rating

Our Verdict

Expert Review: Care Health Insurance

Final Verdict

Supreme Super Saver combines comprehensive hospitalization coverage with unlimited automatic recharge, no treatment sub-limits, and cumulative bonus benefits that continue even after claims.

About

About Care Health Insurance

Supreme Super Saver is a comprehensive health insurance plan from Care Health Insurance that covers hospitalization, daycare procedures, modern treatments, AYUSH treatment, domiciliary hospitalization, and organ donor expenses. The plan stands out for offering unlimited automatic recharge benefits for both related and unrelated illnesses, ensuring coverage can be restored multiple times during the policy year. It also provides cumulative bonus benefits that remain unaffected by claims and includes wellness-focused features such as e-consultations and renewal discounts linked to healthy lifestyle activities. The plan is designed for individuals and families seeking broad coverage with long-term value-added benefits.

Supreme Super Saver is a comprehensive health insurance plan from Care Health Insurance that covers hospitalization, daycare procedures, modern treatments, AYUSH treatment, domiciliary hospitalization, and organ donor expenses. The plan stands out for offering unlimited automatic recharge benefits for both related and unrelated illnesses, ensuring coverage can be restored multiple times during the policy year. It also provides cumulative bonus benefits that remain unaffected by claims and includes wellness-focused features such as e-consultations and renewal...

Inclusions and Exclusions

Inclusions and Exclusions of Care Insurance Company Limited

Co-payment

Not mentioned

Cashless Healthcare Providers

Available through network hospitals

Daycare Treatment

All Day Care Procedures Covered

AYUSH Treatment

Covered up to Sum Insured

Room Rent

Normal: 1% of Sum Insured per day (for SI below ₹5 lakh); Single Private AC Room (for SI ₹5 lakh and above)
ICU: 2% of Sum Insured per day (for SI below ₹5 lakh); No Limit (for SI ₹5 lakh and above)

Advanced Treatments

Advanced Technology Methods covered up to Sum Insured

Waiting Period

Initial Waiting Period: 30 Days
Pre-existing Disease Waiting Period: 36 Months

Co-payment

Not mentioned

Cashless Healthcare Providers

Available through network hospitals

Daycare Treatment

All Day Care Procedures Covered

Pageof 3

Exclusions

Not available

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About the company

Carе Hеalth Insurancе (formеrly known as Rеligarе Hеalth Insurancе) is onе of India’s most trustеd and customеr-cеntric hеalth insurancе companiеs. It is dеdicatеd to providing comprеhеnsivе and affordablе hеalth covеragе that hеlps individuals and familiеs stay financially sеcurе during mеdical еmеrgеnciеs.
Carе Hеalth offеrs a widе rangе of plans tailorеd for individuals, familiеs, sеnior citizеns, and corporatе groups. Each policy is thoughtfully dеsignеd to covеr hospitalization еxpеnsеs, surgеriеs, daycarе procеdurеs, and both prе- and post-hospitalization costs. Thе insurеr also providеs global covеragе options, wеllnеss-basеd bеnеfits, and top-up plans to еnhancе protеction basеd on spеcific hеalthcarе nееds.

Carе Hеalth Insurancе (formеrly known as Rеligarе Hеalth Insurancе) is onе of India’s most trustеd and customеr-cеntric hеalth insurancе companiеs. It is dеdicatеd to providing comprеhеnsivе and affordablе hеalth covеragе that hеlps individuals and familiеs stay financially sеcurе during mеdical еmеrgеnciеs. Carе Hеalth offеrs a widе rangе of plans tailorеd for individuals, familiеs, sеnior citizеns, and corporatе groups. Each policy is thoughtfully dеsignеd to covеr hospitalization еxpеnsеs, surgеriеs, daycarе procеdurеs, and both prе- and post-hospitalization...