When are pre-existing diseases covered under Plus Youth?

Pre-existing diseases are covered after a waiting period of 36 months from policy inception. Coverage becomes available once the waiting period is completed and policy conditions are met.

How does the Inflation Shield benefit work?

Inflation Shield increases the base sum insured at renewal based on the previous year's inflation rate. This helps maintain the value of coverage against rising healthcare costs.

What is the Unlimited Automatic Recharge benefit?

The policy automatically restores the sum insured and allows the same insured person to use the recharged coverage for the same illness, subject to policy conditions.

Does Plus Youth include maternity coverage?

Maternity and New Born Cover is available as an optional benefit. A waiting period of 24 months applies before maternity-related claims become eligible.

OneAssure

Health Insurance

Care

Plus Youth

Experience India's most trusted health insurance with Care Health Insurance. Get instant cashless treatment at 22000 network hospitals with sum insured up to ₹50 lakhs.

96%

Claim Settlement Ratio

22000+

Network Hospitals

0

Customer Rating

Policy Brochure

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96%

Claim Settlement Ratio

22000+

Network Hospitals

0

Customer Rating

Policy Brochure

Our Verdict

Expert Review: Care Plus Youth

Final Verdict

Supreme Super Saver combines comprehensive hospitalization coverage with unlimited automatic recharge, no treatment sub-limits, and cumulative bonus benefits that continue even after claims.

About

About Care Plus Youth

Supreme Super Saver is a comprehensive health insurance plan from Care Health Insurance that covers hospitalization, daycare procedures, modern treatments, AYUSH treatment, domiciliary hospitalization, and organ donor expenses. The plan stands out for offering unlimited automatic recharge benefits for both related and unrelated illnesses, ensuring coverage can be restored multiple times during the policy year. It also provides cumulative bonus benefits that remain unaffected by claims and includes wellness-focused features such as e-consultations and renewal discounts linked to healthy lifestyle activities. The plan is designed for individuals and families seeking broad coverage with long-term value-added benefits.

Supreme Super Saver is a comprehensive health insurance plan from Care Health Insurance that covers hospitalization, daycare procedures, modern treatments, AYUSH treatment, domiciliary hospitalization, and organ donor expenses. The plan stands out for offering unlimited automatic recharge benefits for both related and unrelated illnesses, ensuring coverage can be restored multiple times during the policy year. It also provides cumulative bonus benefits that remain unaffected by claims and includes wellness-focused features such as e-consultations and renewal...

Youth Ratings

Ratings: Care Youth

Insurer Rating

7.51

out of 10

Insurance Rating

6.75

out of 10

No Room Rent Limit

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Consumables Covered

No

No Co-payment

Yes

Loyalty Bonus >= 500%

Yes

No Disease Sublimits

Yes

Unlimited Restoration

Yes

Additional Benefits (Informational Only — Not part of score)

PED Waiting <= 2 Years

No

Maternity Available

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Waiting Period Waiver

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Testimonials

Real People. Real Relief

These are the moments that show what we really do. We don't sell you a policy. We stand by you when it matters most.

I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.

Prashant Pandey

Mumbai, Maharashtra

Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.

Jatin Gala

Mumbai, Maharashtra

My heartfelt thanks to the OneAssure team for making my insurance claim process effortless. Right from the very first interaction, they demonstrated professionalism, clear communication, and an impressive command of the procedures involved. Their swift updates, timely guidance, and persistent follow-through removed all the stress from what could have been a complicated experience.

Anju Renjith

Bengaluru, Karnataka

I am truly grateful for the support and guidance I received in settling my insurance claim. The entire process was handled with great professionalism, clarity, and efficiency. Their prompt response, deep knowledge of the procedures, and consistent follow-ups ensured a smooth and hassle-free experience.Thank you once again for your invaluable help, highly recommended!

Yogesh Meena

Jaipur, Rajasthan

I recently had the pleasure of purchasing health insurance for my parents through this company, and my experience has been exceptional...The team was incredibly patient and took the time to explain every detail to me. No matter how many times I asked questions, they were always calm and thorough in their explanations. Their professionalism and dedication made a significant difference in helping me make an informed decision.

Akash Kumar

West Bengal

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Inclusions and Exclusions

Inclusions and Exclusions of Care Plus Youth

Co-payment

Not mentioned

Waiting Period

Initial Waiting Period: 30 Days
Pre-existing Disease Waiting Period: 36 Months

Daycare Treatment

All Day Care Procedures Covered

AYUSH Treatment

Covered up to Sum Insured

Room Rent

Normal: 1% of Sum Insured per day (for SI below ₹5 lakh); Single Private AC Room (for SI ₹5 lakh and above)
ICU: 2% of Sum Insured per day (for SI below ₹5 lakh); No Limit (for SI ₹5 lakh and above)

Advanced Treatments

Advanced Technology Methods covered up to Sum Insured

Cashless Healthcare Providers

Available through network hospitals

Co-payment

Not mentioned

Cashless Healthcare Providers

Available through network hospitals

Daycare Treatment

All Day Care Procedures Covered

Exclusions

Not available

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About the company

Carе Hеalth Insurancе (formеrly known as Rеligarе Hеalth Insurancе) is onе of India’s most trustеd and customеr-cеntric hеalth insurancе companiеs. It is dеdicatеd to providing comprеhеnsivе and affordablе hеalth covеragе that hеlps individuals and familiеs stay financially sеcurе during mеdical еmеrgеnciеs.
Carе Hеalth offеrs a widе rangе of plans tailorеd for individuals, familiеs, sеnior citizеns, and corporatе groups. Each policy is thoughtfully dеsignеd to covеr hospitalization еxpеnsеs, surgеriеs, daycarе procеdurеs, and both prе- and post-hospitalization costs. Thе insurеr also providеs global covеragе options, wеllnеss-basеd bеnеfits, and top-up plans to еnhancе protеction basеd on spеcific hеalthcarе nееds.

Carе Hеalth Insurancе (formеrly known as Rеligarе Hеalth Insurancе) is onе of India’s most trustеd and customеr-cеntric hеalth insurancе companiеs. It is dеdicatеd to providing comprеhеnsivе and affordablе hеalth covеragе that hеlps individuals and familiеs stay financially sеcurе during mеdical еmеrgеnciеs. Carе Hеalth offеrs a widе rangе of plans tailorеd for individuals, familiеs, sеnior citizеns, and corporatе groups. Each policy is thoughtfully dеsignеd to covеr hospitalization еxpеnsеs, surgеriеs, daycarе procеdurеs, and both prе- and post-hospitalization...