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Care Plan

Care Plan

Experience India's most trusted health insurance with Care Health Insurance. Get instant cashless treatment at 19000 network hospitals with sum insured up to ₹50 lakhs.

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96%

Claim Settlement Ratio

19000+

Network Hospitals

8.6

Customer Rating

Our Verdict

Expert Review: Care Health Insurance

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Final Verdict

A notable feature is the option to reduce the pre-existing disease waiting period from 3 years to 2 years with an add-on. However, for policyholders above 61, a 20% co-payment applies, and room rent is limited to a single private room. This plan is suitable for individuals seeking comprehensive coverage with flexibility for pre-existing conditions, but seniors should consider the co-payment clause.

About

About Care Health Insurance

Care Health Insurance offers comprehensive health plans designed to provide financial security against medical expenses. Their plans cover in-patient hospitalization, pre and post-hospitalization, daycare procedures, organ transplants, and emergency services. With flexible sum insured options, No Claim Bonus benefits, and features like sum insured recharge, policyholders get enhanced coverage. Additional add-ons, including global coverage and air ambulance services, further strengthen protection. Available for individuals and families, Care Health Insurance ensures quality healthcare access with extensive...

Inclusions and Exclusions

Inclusions and Exclusions of Care Insurance Company Limited

Post-Hospitalisation

  • You get cover for medical bills up to 60 days after discharge, including physiotherapy if your doctor prescribes it

Specific Waiting Period

  • 2 years

Modern Treatment

  • Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period

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Exclusions

  • Congenital external anomalies, genetic disorders (unless covered).

  • Medical expenses for conditions existing before policy inception are typically excluded for a specified waiting period.

  • Certain treatments and diseases are not covered during initial periods after the policy starts, such as the first 30 days for general illnesses and up to 48 months for specific conditions

  • Expenses related to infertility tests and treatments, including in vitro fertilization, are typically not covered.

  • Expenses for psychiatric treatments and mental health conditions are often excluded.

Add ons

Add-Ons

OPD Benefit

Reduction in PED

Unlimited Automatic Recharge

NCB

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About the company

About the company

Carе Hеalth Insurancе (formеrly known as Rеligarе Hеalth Insurancе) is onе of India’s most trustеd and customеr-cеntric hеalth insurancе companiеs. It is dеdicatеd to providing comprеhеnsivе and affordablе hеalth covеragе that hеlps individuals and familiеs stay financially sеcurе during mеdical еmеrgеnciеs. Carе Hеalth offеrs a widе rangе of plans tailorеd for individuals, familiеs, sеnior citizеns, and corporatе groups. Each policy is thoughtfully dеsignеd to covеr hospitalization еxpеnsеs, surgеriеs, daycarе procеdurеs, and both prе- and post-hospitalization...

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