Aditya Birla

Aditya Birla Activ One Max

Aditya Birla

7.0/10

OneAssure Rating

94.47%
Claim Settlement Ratio
11,000
Network Hospitals

Highlighted Features

Unlimited Room Rent

Unlimited Room Rent

 No restrictions on room category, ensuring full coverage for normal and ICU hospitalization expenses up to the sum insured.

Advanced Treatments Coverage

Advanced Treatments Coverage

Ensures access to cutting-edge medical procedures like robotic surgeries, stem cell therapy, immunotherapy, and deep brain stimulation, providing financial protection for high-cost critical treatments.

Brochure

Policy Wording

Our Verdict

The Activ One Max Plan offers extensive coverage, including home nursing, critical illness, and chronic care benefits. Ideal for individuals 91 days and older seeking comprehensive health and wellness support.

About the Plan

Product Stats

Rating

Coverage
Claim Settlement
Hospital Network
Co-Payment
Waiting Periods
No Claim Bonus

Features of the Product

01

Room Rent

  1. All room categories are covered

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02

ICU Charges

  1. No restriction on ICU room rent

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03

Disease-wise sublimits

  1. No

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04

Co-Payment

  1. Available as an option

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05

Restoration Benefit

  1. Yes, your sum insured restores to 100% unlimited times after your second claim, for both related and unrelated illnesses

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06

Cumulative Bonus

  1. Your sum insured increases by 100% every year up to 500%, maximum 3cr

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07

Consumable Cover

  1. Yes

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08

Initial Waiting Period

  1. 30 days

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09

Specific Waiting Period

  1. 2 years

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010

PED Waiting Period

  1. 3 years

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11

Modern Treatments

  1. Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period

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12

Annual Health Checkup

  1. Health check-up is available from the first policy year

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13

Daycare Treatment

  1. Covers medical expenses for treatments not requiring 24-hour hospitalisation, up to your annual sum insured

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14

AYUSH Treatment

  1. Covers AYUSH treatment expenses up to your annual sum insured during the policy period

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15

Pre-Hospitalisation

  1. You get cover for medical tests and doctor visits up to 90 days before hospitalisation, if your main claim is approved

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16

Post Hospitalisation

  1. You get cover for medical bills up to 180 days after discharge, including physiotherapy if your doctor prescribes it

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17

Outpatient Department Cover (OPD Expense)

  1. OPD expense is not included

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18

Deductible Option

  1. Available as an option

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19

Cashless Healthcare Providers

  1. 11000+ Healthcare Providers

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20

Coverage Options

  1. Available coverage options: ₹5L, ₹7L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L, ₹75L, ₹1 Cr and ₹2 Cr

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21

Claim Settlement Ratio

  1. 93.7%

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22

Maternity Cover

  1. Not available

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Exclusions

Add-ons

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Why OneAssure?

Coverage That Grows with You

We help you maximize your coverage over time for stronger protection.

About the Company

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Frequently Asked Questions

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