ICICI Lombard Health Booster
ICICI Lombard
9.2/10
OneAssure Rating
9.2/10
OneAssure Rating
Highlighted Features
Room Rent and ICU limits
ICICI Lombard Health Booster covers room rent and ICU charges without caps, ensuring full coverage up to the sum insured.
Advanced Treatments
Coverage includes advanced treatments such as coronary angiography, cancer radiotherapy, chemotherapy, and palliative care, ensuring access to essential medical support during critical times.
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Our Verdict
ICICI Lombard Health Booster offers high sum insured with flexible deductibles and add-ons like accident cover and hospital cash. Ideal for individuals and families seeking affordable extended health coverage alongside existing policies.
About the Plan
ICICI Lombard's Health Booster is a super top-up health insurance plan designed to enhance your existing health coverage by providing a higher sum insured at an affordable premium. It offers a wide range of annual sum insured options, from ₹5 lakh to ₹50 lakh, with flexible deductible choices of ₹3 lakh, ₹4 lakh, or ₹5 lakh. The policy covers in-patient treatment, pre- and post-hospitalization expenses, and specified day care procedures. It also includes benefits like in-patient AYUSH treatment and domiciliary hospitalization cover. The plan is available on an individual or family floater basis, with lifetime renewability and policy periods of one, two, or three years. Additionally, premiums paid towards this policy are eligible for tax benefits under Section 80D of the Income Tax Act.
About the Plan
Product Stats
Rating
Features of the Product
Room Rent
- Normal: Single private A/C room
- ICU: No limit, expenses incurred would be covered by the policy.
Waiting Period
- Initial waiting period: 30 days for all illnesses (not applicable on renewal or for accidents)
- Specific waiting periods: 24 months for specific illness and diseases
- Pre-existing diseases: Covered after 48 months
Daycare Treatment
150 medical expenses incurred by you while undergoing Specified Day Care Treatment, which require less than 24 hours hospitalization are covered by the policy.
Cashless Healthcare Providers
10,896 cashless healthcare
Co-payment
This does not apply if the insured is 60 years of age or below. However, this condition will not be applicable if you were aged 45 years or below at the time of buying this policy for the first time and have renewed it continuously after that.
Advanced Treatments
- Uterine Artery Embolization and HIFU (High intensity focused ultrasound)
- Immunotherapy- Monoclonal Antibody to be given as injection
- Vaporization of the prostrate (Green laser treatment or holmium laser treatment)
- Stem cell therapy: Hematopoietic stem cells for bone marrow transplant for haematological conditions
- Balloon Sinuplasty
- Oral Chemotherapy and many more
AYUSH Treatment
Covered by the policy..
Exclusions
Treatments received outside India.
Injuries or illnesses resulting from alcohol or drug abuse.
Self-inflicted injuries, including suicide attempts.
Dental treatments, unless necessitated by an accident.
Participation in hazardous activities or adventure sports, such as rock climbing or paragliding.
Injuries arising from war, civil unrest, or similar events.
Exclusions
Related Variants
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About the Company
ICICI Lombard General Insurance is one of India’s leading private sector insurers, known for providing reliable and comprehensive insurance solutions. It is a joint venture between ICICI Bank, one of India’s largest private banks, and Fairfax Financial Holdings, a global financial services group. Established in 2001, ICICI Lombard has grown rapidly and now serves millions of customers across the country.
The company offers a wide range of products, including health, motor, travel, home, and personal accident insurance, catering to individuals, families, and businesses. Its health insurance offerings include regular health plans, super top-up plans, critical illness cover, and personal accident plans, all designed to provide financial protection against unexpected medical expenses.
ICICI Lombard stands out for its customer-focused approach, quick and transparent claim settlement, and a strong network of hospitals for cashless treatment. Many of its plans require minimal paperwork and no pre-policy medical check-ups, making it easy for customers to get insured. With digital tools for premium calculation, policy management, and instant claim assistance, ICICI Lombard combines technology with trusted service to make insurance accessible, simple, and dependable for every Indian.
About the Company
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