Active Care Standard Plan
Aditya Birla
8.6/10
OneAssure Rating
8.6/10
OneAssure Rating
Highlighted Features
20% Co-Payment
A mandatory 20% co-payment is applicable on all claims, including inpatient hospitalization, domiciliary care, AYUSH treatments, home treatment, and daycare procedures. This means policyholders are required to share a portion of the medical expenses for these services.
Room Rent (Normal & ICU)
The policy covers a shared room for normal hospitalization and ICU charges up to the sum insured, ensuring financial security during hospital stays without additional out-of-pocket expenses.
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Policy Wording
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Our Verdict
The Activ Care Standard Plan offers comprehensive coverage for senior citizens, including hospitalization, wellness support, and critical illness benefits. Ideal for seniors seeking medical security with additional wellness incentives and active lifestyle rewards.
About the Plan
The Activ Care Standard Plan by Aditya Birla Health Insurance provides essential coverage for senior citizens, including in-patient hospitalization, ICU expenses, and 586 daycare treatments. It covers 30-day pre-hospitalization and 60-day post-hospitalization expenses. Policyholders receive a personal health coach for managing chronic conditions, nutrition, and wellness. Additionally, the plan includes HealthReturns, rewarding policyholders for maintaining an active lifestyle. This policy ensures comprehensive medical and wellness support, promoting a healthier and more secure life for seniors.
About the Plan
Product Stats
Rating
Features of the Product
Room Rent
- Normal: Shared Room
- ICU: Covered up to Sum Insured
Co-payment
20% co-pay for all Inpatient Hospitalisation, Domiciliary,Ayush, Home Treatment and Day care claims.
Waiting Period
- Initial Waiting Period: 30 Days(not applicable in case of an accident)
- Specified Diseases: 24 Months
- Pre-Existing Diseases: 24 Months
Cashless Healthcare Providers
11,000+ Cashless Hospitals
Daycare Treatment
586 Day care procedures covered.
AYUSH Treatment
Covers treatments under Ayurveda, Unani, Siddha, and Homeopathy systems up to Sum Insured.
Exclusions
Pre-existing diseases covered after the waiting period.
Cosmetic or plastic surgery unless medically required.
Injuries due to hazardous activities or self-inflicted harm.
Treatment related to alcohol, drug abuse, or substance use.
Experimental, unproven, or non-standard treatments.
Infertility treatments, pregnancy, and maternity expenses.
Cost of hearing aids, spectacles, and contact lenses.
Injuries due to war, terrorism, or nuclear exposure.
Congenital diseases and related complications.
Participation in adventure or professional sports.
Exclusions
Related Variants
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Why OneAssure?
We help you maximize your coverage over time for stronger protection.
About the Company
Aditya Birla Health Insurance, part of the Aditya Birla Capital Group, is among India’s most reliable and customer-centric health insurers. The company aims to go beyond basic protection by focusing on preventive healthcare, wellness programs, and rewards for maintaining a healthy lifestyle. It provides a wide range of health plans for individuals, families, and senior citizens, offering flexible sum insured options and comprehensive benefits.
With a strong network of over 8,000 hospitals across India, Aditya Birla ensures easy access to quality medical care through a smooth cashless claim process. The insurer also offers features like chronic care management, annual health check-ups, and value-added wellness services to promote long-term health.
Backed by 24/7 customer support, quick claim settlement, and a transparent service approach, Aditya Birla Health Insurance continues to build trust among policyholders. Its focus on innovation and holistic wellbeing makes it a dependable choice for those seeking comprehensive, wellness-driven health protection.
About the Company
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