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Aditya Birla Health Insurance
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Aditya Birla Health Insurance
The IRDAI oversees Aditya Birla Health Insurance Co. Ltd. To provide its clients with streamlined general insurance services, including health insurance, it established ABIBL as a subsidiary. The Company has partnerships with a variety of hospitals, doctors' offices, diagnostic facilities, and other suppliers of health services. Customers favour it because of Aditya Birla's 94% claim settlement ratio, which makes it a popular option.
About Aditya Birla Health Insurance
Aditya Birla Health Insurance Co. Limited (ABHICL), a part of Aditya Birla Capital Ltd. (ABCL), is a joint venture between Aditya Birla Group and MMI Holdings of South Africa.
How to Purchase Aditya Birla Health Insurance Policy at OneAssure?
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Book an appointment from our website www.oneassure.in and talk to our partner
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Express your insurance needs, location, lifestyle details, and concerns if any
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Our partners will suggest a few curated plans for you
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You consult them on which one you should pick up
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Payment and registration
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Bam! Your lifetime insurance partner does the rest for you!
Top Aditya Birla Health Insurance Plan Types
Consult your OneAssure partner at www.oneassure.in to get insights on the following plans offered.
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Aditya Birla Health Insurance’s Activ Health – Platinum Enhanced
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ABHI Activ Assure Diamond
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ABHI Activ Secure Critical Illness Plan 1
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ABHI Activ Secure Critical Illness Plan 2
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ABHI Activ Secure Critical Illness Plan 3
Why Choose Aditya Birla Health Insurance?
Here are a few characteristics and benefits of Aditya Birla Health Insurance that set it apart from other health insurance companies:
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Aditya Birla Health Insurance has a specialised customer service staff where you can get your complaints and questions resolved quickly.
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Aditya Birla Health Insurance provides you with a comprehensive selection of health insurance products from which to choose for yourself and your loved ones.
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Wide Network Of Hospitals: Aditya Birla Health Insurance becomes a popular option for many thanks to its extensive network of more than 9000+ hospitals throughout India. At these institutions, you can benefit from reimbursement and cashless services.
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High Claim Settlement Ratio: Aditya Birla Health Insurance earned an exceptional Incurred Claim Settlement Ratio of 78% for the financial year 2020–2021. This demonstrates the insurer's strong claim-settling capabilities, making it a solid choice for your health insurance requirements.
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Aditya Birla Health Insurance's Activ Health App gives you the ability to design the healthiest version of yourself. It enables you to monitor your exercise routine, store and access your entire health history, and even evaluate and renew your health insurance coverage.
Aditya Birla Health Insurance Policy Terms
Terms and conditions of each Aditya Birla Health Insurance Plan are differernt. Please consult www.oneeasure.in partner to understand them thoroughly before proceeding with the payment
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Aditya Birla Health Insurance Claim Process
If you are admitted to the hospital, you should contact your insurance provider at once to begin the claim procedure. Both cashless and reimbursement claims are possible. Let's take a look at the procedure:
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Submit the correctly filled in claim form after informing the insurance provider via the website or toll-free line.
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The hospital will verify and then deliver to the insurance company the required documentation that you have submitted.
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If you are admitted to a network hospital, the insurance company will pay the hospital immediately as part of the cashless claim payment after verification.
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If you are unable to be admitted to a network hospital or if your claim for cashless payment is denied for whatever reason, you will be entitled to payment under the reimbursement process
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For reimbursement, you will pay the hospital upon being discharged. However, you will be reimbursed after submitting the documentation and bill to the insurer.
How To Make Aditya Birla Health Insurance Cashless Claim & Reimbursement Claim?
With Aditya Birla Health Insurance, you get access to 9000+ network hospitals across India. For the complete list visit www.oneassure.in and scroll to the bottom of the page. Through Network hospitals, you can avail yourself cashless claim settlement. In other words, you don't pay a single rupee from your pocket for medical bills.
Aditya Birla Health Insurance Renewal Process
Health Insurance Renewal
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After availing the perfect insurance plan, you should also be responsible and renew it on time to avail continued coverage. Just as you can buy health insurance online or offline, health insurance renewal can also be done online or offline. You just need to remember a few points while renewing your health insurance plan:
Renewals Terms To Be Reviewed
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Insurers either send the renewal reminder via e-mail or post in advance. This statement contains details such as the number of claims made during the policy term, types of claims (if any), the sum assured, no-claim bonuses (if any), and more. One must check this notification for any factual errors.
Look For Alternatives Before Renewing
1. The insured has the option of portability as per IRDA guidelines, wherein you do not have to lose the accumulated benefits from your previous insurance policy. The portability option under health insurance policy renewal ensures that you continue enjoying the benefits accrued under the previous insurer with the new insurer, including the waiving-off of the ‘waiting period condition’ for pre-existing ailments as well as availing the benefits of the accumulated no-claim bonus.
Assessment Of Changing Demands
Changing times needs constant evaluation of your health insurance plan. It is better to assess whether the insurance plan will be able to cover your medical needs in the future. Accordingly, necessary steps need to be taken at the time of mediclaim policy renewal. You can add or remove any family member covered under your insurance plan as well as increase your health cover.
Getting your health insurance policy renewed is a quick and hassle-free process in the age of the internet. Let us run through the steps of renewing your insurance policy on the go:
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Visit the payment link that you receive in your mailbox
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Provide basic details like policy number and expiry date
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Select your desired payment option, i.e. credit/debit card, net banking, UPI, etc.
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On successful payment, you receive the payment acknowledgement receipt and policy details on your registered email ID
Aditya Birla Health Insurance Tax Benefits
Section 80D of the Income Tax Act provides tax deductions for medical expenditures made for the self and the family which can go from Rs.50,000 to Rs. 1,00,000.
Scenario | Medical insurance premium paid for Self, spouse and dependent children | Medical insurance premium paid for Parents | Total deduction under IT Act Section 80D |
|---|---|---|---|
If both, you and your parents, are > 60 years of age. | ₹50,000 | ₹50,000 | ₹1,00,000 |
If you and your family are < 60 years of age and your parents are > 60 years of age | ₹25,000 | ₹50,000 | ₹75,000 |
Your parents & you < 60 years of age. | ₹25,000 | ₹25,000 | ₹50,000 |
Aditya Birla Health Insurance Premium Calculation
You may determine the premium required for health insurance by contacting our partner at www.oneassure.in Simply input, our partners use your personal information and get quotes generated on Oneassure partner app. They select the required coverage or sum assured, and the premium will be directly impacted. The cost of the health insurance policy increases with the level of coverage chosen.
What All Is Covered Under Aditya Birla Health Insurance Plans?
Each plan of Aditya Birla Offers a variety of features depending upon the plan. However features like Day care Treatments, No-claim benefit, Pre & Post Hospitalisation, Organ Donor Cover, Restore Benefit, OPD Expense Cover, Daily Hospitalisation Allowance, Health Checkup, Daily Hospitalisation Allowance, Cost for Emergency Ambulance, Home Hospitalisation expenses, Non- Allopathic Treatment Expenses, Hospital Room expenses to name a few are covered.
This list in not exhaustive and contains more features. You may determine all the features for health insurance by using contacting our partner at www.oneassure.in
What All Is Not Covered Under Aditya Birla Health Insurance Plans?
This varies from plan to plan. You may determine all the features for health insurance that are not covered under the policy by using contacting our partner at www.oneassure.in
